Worcester County and Sutton Town property record for 20 Coldspring Dr, #C, Sutton, MA 01590
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,494 sqft · built 1999 |
| Lot Size | 49.9 acres (2,176,371 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $252,000 (Jan 2014) |
| Tax Bill | $5,533 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0011 P:20=20C |
| Primary APN | M:0011 P:20=20C |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 3,202 sqft |
| 1st Floor Area | 778 sqft |
| Basement Area | 778 sqft |
| Unfinished Basement | 196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,176,371 sqft (49.9 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 COLDSPRING DR, C |
|---|---|
| City | SUTTON |
| State | MA |
| Zip | 01590 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Jurisdiction | SUTTON MA |
| Township / Civil Division | SUTTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 751101 |
20 Coldspring Dr, #C is owner-occupied and held in a trust since January 2014.
Source: Worcester County and Sutton Town records, as of August 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20 COLDSPRING DR, C, SUTTON, MA 01590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Dec 9, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Oct 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2014 · Amount on File |
| Deed Sale | Jan 30, 2014 · Amount on File |
| Prior Sale | Aug 1, 2000 · Amount on File |
| Deed Book / Page | 51991 / 226 |
| Transfer Doc | 051991-226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Recording Date | Jul 14, 2026 |
| Property Address | 20 COLDSPRING DR, C, SUTTON, MA 01590 |
| Document Number | 0000058830 |
| Book / Page | 73869 / 173 |
| Instrument Date | May 27, 2026 |
| Instrument | 202658830 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000058830, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 73869/173 |
| Instrument | 202658830 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUTTON MA |
| Recording Date | Dec 9, 2025 |
| Property Address | 20 COLDSPRING DR # C, C, SUTTON, MA 01590-2964 |
| Document Number | 072942-254 |
| Book / Page | 72942 / 254 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 107636 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 COLDSPRING DR # C, C, SUTTON, MA 01590-2964 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTON MA |
| Property Address | 20 COLDSPRING DR # C, C, SUTTON, MA 01590-2964 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00061215-1 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 61215/1 |
| Instrument | 107103 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 20 Coldspring Dr, #C was $5,533, down 3.6% from the year before.
Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sutton Town |
| Unified School District | Sutton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,533.00 (-3.62%) | $444,100 (-0.29%) Building $444,100 | $446,690 (+4.93%) |
| 2024 | $5,741.00 (+12.57%) | $445,400 (+22.97%) Building $445,400 | $425,695 |
| 2023 | $5,100.00 | $362,200 Building $362,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Coldspring Dr, #C in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Coldspring Dr, #C is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILKINSONVILLE WATER DISTRICT serves 2,773 people · EPA ID MA2290014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures