20 Colburn Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 20 Colburn Rd, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,810 sqft · built 2022
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$2,245,748 (Oct 2023)
Tax Bill	$23,388 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:039.0-0000-0066.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:039.0-0000-0066.0`
Alternative APNs	`M:039.0=0000=0066.0` `1540000000400` `1540000000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	5,810 sqft Living Area
Gross Area	8,666 sqft
1st Floor Area	1,599 sqft
Basement Area	1,932 sqft
Unfinished Basement	193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1540000000400
Street Address	20 COLBURN RD
City	READING
State	MA
Zip	01867-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4005
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:039.0-0000-0066.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 COLBURN RD, READING, MA 01867-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WINCHESTER COOPERATIVE BANK
Jan 30, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Oct 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA)
Feb 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINCHESTER COOPERATIVE BANK
Oct 09, 2018	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Feb 15, 2022 · Amount on Record
Deed Book / Page	82159 / 161
Transfer Doc	50777-122
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	20 COLBURN RD, READING, MA 01867-1626
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080702-13
Date	Sep 13, 2022
Book Page	80702/13
Instrument	139255

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	20 COLBURN RD, READING, MA 01867-1626
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083724-295
Date	Jan 30, 2025
Book Page	83724/295
Instrument	10072

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2045

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Oct 31, 2023
Property Address	20 COLBURN RD, READING, MA 01867-1626
Document Number	082159-161
Book / Page	82159 / 161
Instrument Date	Oct 31, 2023
Instrument	124204
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 COLBURN RD, READING, MA 01867-1626

Mortgage

Document Number	0000124205
Date	Oct 31, 2023
Instrument	124205

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 01, 2028
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Feb 15, 2022
Property Address	20 COLBURN RD, READING, MA 01867-1626
Document Number	079690-389
Book / Page	79690 / 389
Instrument Date	Feb 14, 2022
Instrument	24786
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 NORTH AVE # 8, 8, WAKEFIELD, MA 01880-1648

Mortgage

Document Number	0000024787
Date	Feb 15, 2022
Instrument	24787

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	READING MA
Recording Date	Oct 09, 2018
Property Address	20 COLBURN RD, READING, MA 01867-1626
Document Number	71718-297
Book / Page	071718 / 000297
Instrument Date	Sep 04, 2018
Instrument	154867
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 COLBURN RD READING MA 018671626, READING, MA 01867-1626

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,388.00 (+124.6%)	$2,053,400 (+131.11%) Land $491,400 Building $1,562,000	$2,367,305 (+2.56%)
2024	$10,413.00 (+18.44%)	$888,500 (+27.24%) Land $472,000 Building $416,500	$2,308,215
2023	$8,792.00	$698,300 Land $425,600 Building $272,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004, rainfall accumulation, Flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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