20 Cobblestone Dr, Anniston, AL 36207 Property Records

Calhoun County property record for 20 Cobblestone Dr, Anniston, AL 36207

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,876 sqft · built 2007
Lot Size0.137 acres (5,968 sqft)
Owner2 Individual Names on File
Tax Bill$1,256 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN21-06-14-0-005-088.010

Property Details

APN / Parcel Number

Primary APN21-06-14-0-005-088.010
Alternative APNs
  • 213895
  • 79904

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,876 sqft Living Area
Gross Area2,276 sqft
1st Floor Area1,876 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions148 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number213895
Street Address20 COBBLESTONE DR
CityANNISTON
StateAL
Zip36207-5606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 14 TSP 16S R 8E RESURVEY OF LTS 4 THRU 16 THE VILLAGE AT COBBLESTONE LT 10A ANNISTON AL
Legal Range08E
Legal Township16S
Legal Section14
Legal SubdivisionRESURVEY OF THE VILLAGE AT COBBLESTONE R
Legal Lot Number10A,4
JurisdictionCALHOUN AL
Township / Civil DivisionANNISTON
Census Block Group1
Census Block1010
Census Tract1000

Owner

20 Cobblestone Dr is owned and occupied by two individuals.

Source: Calhoun County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 COBBLESTONE DR, ANNISTON, AL 36207-5606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer · VA Mortgage
REGIONS BANK
Jul 17, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN AL
Recording DateSep 7, 2023
Property Address20 COBBLESTONE DR, ANNISTON, AL 36207-5606
Document Number003323/231
Book / Page3323 / 231
Map ReferenceMB FF PG 96
Instrument DateSep 7, 2023
Instrument3323-0231
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address7 RUBY RIDGE RD, ANNISTON, AL 36207-6268

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COBBLESTONE DR, ANNISTON, AL 36207-5606

Mortgage

Document Number0051110025
DateSep 7, 2023
Instrument5111/0025
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2038

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN AL
Recording DateJul 17, 2023
Property Address20 COBBLESTONE DR, ANNISTON, AL 36207-5606
Document Number003320/665
Book / Page3320 / 665
Map ReferenceMB FF PG 96
Instrument DateJul 14, 2023
Instrument3320-0665
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 COBBLESTONE DR, ANNISTON, AL 36207-5606

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7 RUBY RIDGE RD, ANNISTON, AL 36207-6268

Tax Assessment & Valuation

The 2026 property tax bill for 20 Cobblestone Dr was $1,256 with a homeowner's exemption, up 8.1% from the year before.

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCalhoun County
MunicipalityAnniston City
Unified School DistrictAnniston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,256.00 (+8.09%)
2025$1,162.00 (-4.36%) Homeowner's exemption$23,560 (-4.19%)$235,620 (-4.18%) Land $30,000 Building $205,620
2024$1,215.00 (+29.26%) Homeowner's exemption$24,590 (+4.36%) Land $3,000 Building $21,590$245,900 (+4.36%) Land $30,000 Building $215,900
2023$940.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$23,562 (-) Land $3,000 Building $20,562$235,620 (-) Land $30,000 Building $205,620
2022$940.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$23,562 Land $3,000 Building $20,562$235,620 Land $30,000 Building $205,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Cobblestone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cobblestone Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 73% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANNISTON ALABAMA, THE WWSB OF THE CITY O
serves 56,865 people · EPA ID AL0000133
Water SourceSurface water
Last State InspectionMar 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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