20 Coastal Dr, Berlin, MD 21811 Property Records

Worcester County property record for 20 Coastal Dr, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,512 sqft · built 1990
Lot Size	0.155 acres (6,767 sqft)
Owner	2 Individual Names on File
Last Sale	$217,500 (Jul 2019)
Tax Bill	$2,593 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-312884`

Property Details

APN / Parcel Number

Primary APN	`10-312884`
Alternative APN	`312884`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,767 sqft (0.155 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	312884
Street Address	20 COASTAL DR
City	BERLIN
State	MD
Zip	21811-9619
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-5
Legal Description	LOT 147 BLK M 6767 SQ FT COASTAL DR MYSTIC HARBOUR SEC 2
Legal Subdivision	MYSTIC HARBOUR
Legal Block	M
Legal Lot Number	147
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1015
Census Tract	951700

Owner

20 Coastal Dr, a mobile home, is owned by two individuals who bought it in July 2019.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5418 HAVERFORD AVE, PHILADELPHIA, PA 19139-1428
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Grant Deed, Transfer · Conventional with PMI APEX HM LNS
May 31, 2017	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Jun 29, 1990 · Amount on File
Deed Book / Page	7451 / 387
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 8, 2019
Property Address	20 COASTAL DR, BERLIN, MD 21811-9619
Document Number	0074510387
Book / Page	007451 / 000387
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5418 HAVERFORD AVE PHILADELPHIA PA 191391428, PHILADELPHIA, PA 19139-1428

Mortgage

Document Number	74510393
Date	Jul 8, 2019
Book Page	007451/000393

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	May 31, 2017
Property Address	20 COASTAL DR, BERLIN, MD 21811-9619
Document Number	0070160223
Book / Page	007016 / 000223
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 COASTAL DR BERLIN MD 218119619, BERLIN, MD 21811-9619

Mortgage

Document Number	70160228
Date	May 31, 2017
Book Page	007016/000228

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Coastal Dr was $2,593, up 5.9% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,593.00 (+5.92%)	$280,900	$312,300 Land $105,100 Building $207,200
2025	$2,448.00
2023	$2,216.00	$231,600	$265,200 Land $105,100 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Coastal Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Coastal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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