Cherokee County property record for 20 Co Rd 946, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,512 sqft · built 2009 |
| Lot Size | 0.783 acres (34,093 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,512 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-09-31-0-000-106.000 |
| Primary APN | 13-11-09-31-0-000-106.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 432 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Wood |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,093 sqft (0.783 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 2,022 sqft |
| Deck Area | 752 sqft |
| Boat House | Boat House |
| Account Number | 10223 |
|---|---|
| Street Address | 20 COUNTY ROAD 946 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19, ALPINE SHORES SUBD, PB 6/32 |
| Legal Range | 11E |
| Legal Township | 09S |
| Legal Section | 31 |
| Legal Subdivision | ALPINE SHORES |
| Legal Lot Number | 19 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 955701 |
20 Co Rd 946, a single family home, is owned by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4497 QUEEN ANNE CT SE, MABLETON, GA 30126-5808 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 Co Rd 946 was $1,512, up 27.7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,512.00 (+27.7%) | ||
| 2025 | $1,184.00 (+6.96%) | $14,460 (+27.29%) Land $8,980 Building $5,480 | $307,700 (+16.82%) Land $98,000 Building $209,700 |
| 2024 | $1,107.00 | $11,360 (-56.9%) Land $8,760 Building $2,600 | $263,400 (-) Land $87,500 Building $175,900 |
| 2023 | $1,107.00 | $26,360 (+132.04%) | $263,400 (-) Land $87,500 Building $175,900 |
| 2022 | $1,107.00 | $11,360 Land $8,760 Building $2,600 | $263,400 Land $87,500 Building $175,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Co Rd 946 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Co Rd 946 is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures