Orange County property record for 20 Calle Prospero, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,104 sqft · built 1998 |
| Lot Size | 0.11 acres (4,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Jul 2019) |
| Tax Bill | $8,774 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-662-32 |
| Primary APN | 680-662-32 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,104 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 4,780 sqft (0.11 acres) |
| Garage Area | 423 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 20 CALLE PROSPERO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15558 BLK LOT 13 |
| Legal Subdivision | TRACT NO 15558 |
| Legal Tract | 15558 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 42205 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Jul 12, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Prior Sale | May 31, 2001 · Amount on Record |
| Deed Document Number | 2019249660 |
| Prior Transfer Date | Sep 22, 2015 |
| Prior Transfer Doc | 0000572889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000223166 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023000223166 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 12, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000562594 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021000562594 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000454415 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020000454415 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 12, 2019 |
| Property Address | 20 CALLE PROSPERO, SAN CLEMENTE, CA 92673-3258 |
| Document Number | 0000249660 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 249660 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18881 LISTER LN HUNTINGTON BEACH CA 926461901, HUNTINGTON BEACH, CA 92646-1901 |
| Document Number | 249661 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 249661 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $892,413 (+2%) Land $563,454 Building $328,959 | |
| 2025 | $8,774.00 (+3.92%) Homeowner's exemption | $874,915 (+4.04%) Land $552,406 Building $322,509 |
| 2023 | $8,443.00 (+1.96%) Homeowner's exemption | $840,942 Land $530,955 Building $309,987 |
| 2022 | $8,281.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1998–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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