Putnam County and Philipstown Town property record for 20 Cliffside Ct, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,440 sqft · built 1955 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,500 (Aug 1998) |
| Tax Bill | $9,550 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 82.20-2-30 |
| Primary APN | 372689 82.20-2-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,720 sqft |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 720 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 45,302 sqft (1.04 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 156 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 137250 |
|---|---|
| Street Address | 20 CLIFFSIDE CT |
| City | GARRISON |
| State | NY |
| Zip | 10524-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Subdivision | LAKE OSCAWANA EAST #2 |
| Legal Block | 2 |
| Legal Lot Number | 30.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10800 |
20 Cliffside Ct is owned and occupied by an individual who bought it in August 1998.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 414, GARRISON, NY 10524-0414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 16, 2019 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit HUDSON RIV FIN'L FCU |
| Sep 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 1998 · Amount on File |
| Deed Sale | Aug 26, 1998 · Amount on File |
| Deed Book / Page | 1439 / 359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Document Number | 0074030211 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 7403/211 |
| Instrument | 8312-2021 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 140 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Document Number | 0074030235 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 7403/235 |
| Instrument | 8313-2021 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 140 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Document Number | 0069580224 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 20 CLIFFSIDE CT GARRISON NY 105243220, GARRISON, NY 10524-3220 |
| Document Number | 0069580224 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 006958/000224 |
| Instrument | 12992 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 2, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Document Number | 0069580248 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 20 CLIFFSIDE CT GARRISON NY 105243220, GARRISON, NY 10524-3220 |
| Document Number | 0069580248 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 006958/000248 |
| Instrument | 12993 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 2, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Document Number | 0071020193 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 20 CLIFFSIDE CT GARRISON NY 105243220, GARRISON, NY 10524-3220 |
| Document Number | 0071020193 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 007102/000193 |
| Instrument | 4865 |
| Name | HUDSON RIV FIN'L FCU |
|---|---|
| Address | MOHEGAN LAKE, NY 10547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 23, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 20 CLIFFSIDE CT, GARRISON, NY 10524-3220 |
| Document Number | 0067580191 |
| Book / Page | 006758 / 000191 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 20 CLIFFSIDE CT GARRISON NY 105243220, GARRISON, NY 10524-3220 |
| Document Number | 0067580191 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 006758/000191 |
| Instrument | 1603343 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 27, 2037 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Lakeland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $126,400 Land $45,400 Building $81,000 | $412,129 | |
| 2024 | $9,550.00 | ||
| 2023 | $126,400 (+3.61%) Land $45,400 Building $81,000 | $358,887 (+15.76%) Land $128,904 Building $229,983 | |
| 2022 | $122,000 Land $45,400 Building $76,600 | $310,038 Land $115,375 Building $194,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Cliffside Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Cliffside Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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