20 Cliff Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Cliff Rd, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Cape Cod
Year Built	Built 2016
Square Footage	1,344 sqft Living Area
Lot Size	13,316 sqft (0.306 acres)
Occupancy	Owner Occupied
Tax Bill	$6,657.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-E B:0001 L:0024`
Alternative APNs	`M:010=E B:0001 L:0024` `99024226`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,344 sqft Living Area
Gross Area	2,496 sqft Gross Area
Basement Area	768 sqft Basement
Unfinished Basement	768 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,316 sqft (0.306 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	99024226
Street Address	20 CLIFF RD
City	SAUGUS
State	MA
Zip	01906-3355
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	1
Census Block	1000
Census Tract	208301

Owner

Source: Essex County and Saugus Town records · APN SAUG M:010-E B:0001 L:0024

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 CLIFF RD, SAUGUS, MA 01906-3355
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Stand Alone Refinance RUOFF MORTGAGE CO
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit EAST BOSTON SAVINGS BANK
Jun 28, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2016
Deed Sale	May 06, 2016
Prior Sale	May 22, 2015 · Amount on Record
Deed Doc Number	2016649
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 CLIFF RD, SAUGUS, MA 01906-3355
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039096-78
Date	Oct 26, 2020
Book Page	39096/78
Instrument	20201026000900

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 CLIFF RD, SAUGUS, MA 01906-3355
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040024-117
Date	Jun 28, 2021
Book Page	40024/117
Instrument	20210628001110

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 28, 2021
Property Address	20 CLIFF RD, SAUGUS, MA 01906-3355
Document Number	040024-115
Book / Page	40024 / 115
Instrument Date	Jun 09, 2021
Instrument	20210628001100
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	20 CLIFF RD, SAUGUS, MA 01906-3355
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,657.00 (+4.39%)	$623,300 (+4.09%) Land $326,600 Building $296,700	$709,840
2024	$6,377.00 (+3.57%)	$598,800 (+9.51%) Land $307,900 Building $290,900
2023	$6,157.00	$546,800 Land $270,600 Building $276,200

20 Cliff Rd, Saugus, MA 01906 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2021: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Cliff Rd

Nearby Streets

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