20 Cleaves Hill Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 20 Cleaves Hill Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,249 sqft · built 2020
Lot Size	3.42 acres (148,975 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2020)
Tax Bill	$11,603 (2025)
Flood Zone	Zone X (minimal risk)
APN	`HARV M:18 B:45`

Property Details

APN / Parcel Number

Primary APN	`HARV M:18 B:45`
Alternative APN	`1250180004500000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	3,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,975 sqft (3.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1250180004500000
Street Address	20 CLEAVES HILL RD
City	HARVARD
State	MA
Zip	01451-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	45
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1018
Census Tract	761401

Owner

20 Cleaves Hill Rd is owned and occupied by an individual who bought it in May 2020.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CLEAVES HILL RD, HARVARD, MA 01451-1749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Deed Document Number	202052668
Deed Book / Page	62449 / 281
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	062449-281
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cleaves Hill Rd was $11,603, up 5% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,603.00 (+5.03%)	$741,400 (-) Land $271,900 Building $469,500
2024	$11,047.00 (-0.14%)	$741,400 (+11.32%) Land $271,900 Building $469,500	$892,810
2023	$11,062.00	$666,000 Land $252,000 Building $414,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cleaves Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cleaves Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20