Orange County property record for 20 Clay, Irvine, CA 92620 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,738 sqft Living Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $242,000 (1994) |
| Tax Bill | $4,477.00 (2025) |
| Primary APN | 529-124-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,738 sqft Living Area |
| 1st Floor | 1,738 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 439 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 20 CLAY |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92620-3322 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 9556 BLK LOT 23 |
| Legal Subdivision | TRACT NO 9556 |
| Legal Tract | 9556 |
| Legal Lot Number | 23 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | IRVINE-LAKE FOREST |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 52417 |
Source: Orange County records · APN 529-124-10
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Aug 02, 2023 | Intrafamily Transfer, Transfer |
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 29, 2017 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP |
| Mar 01, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 1994 · Amount on Record |
| Deed Sale | Dec 22, 1994 · Amount on Record |
| Deed Doc Number | 1994730223 |
| Last Transfer Date | Aug 02, 2023 |
| Transfer Doc | 0000186519 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 02, 2023 |
| Property Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Number | 0000186519 |
| Map Reference | MB 398 PG 35&36 |
| Instrument Date | Aug 02, 2023 |
| Instrument | 2023000186519 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Number | 0000731784 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021000731784 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Number | 0000435477 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 2021000435477 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000564226 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 2017000564226 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 23, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Number | 0000618820 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020000618820 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Number | 0000345564 |
| Instrument Date | Sep 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 20 CLAY IRVINE CA 926203322, IRVINE, CA 92620-3322 |
| Document Number | 0000345564 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 345564 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 01, 2017 |
| Property Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Number | 0000085656 |
| Map Reference | MB 398 PG 35&36 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 2017000085656 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 CLAY, IRVINE, CA 92620-3322 |
| Document Number | 0000085657 |
|---|---|
| Date | Mar 01, 2017 |
| Instrument | 2017000085657 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $425,183 (+2%) Land $238,169 Building $187,014 | |
| 2025 | $4,477.00 (+2.26%) Homeowner's exemption | $416,847 (+4.04%) Land $233,499 Building $183,348 |
| 2024 | $4,378.00 (+2.67%) | |
| 2023 | $4,264.00 (+2.08%) Homeowner's exemption | $400,661 (+2%) Land $224,432 Building $176,229 |
| 2022 | $4,177.00 Homeowner's exemption | $392,805 Land $220,031 Building $172,774 |
20 Clay is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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