20 Clark St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 20 Clark St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,363 sqft · built 1897
Lot Size	0.155 acres (6,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Feb 2026)
Tax Bill	$4,707 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`145203 104.82-2-5`

Property Details

APN / Parcel Number

Primary APN	`145203 104.82-2-5`
Alternative APN	`52031048200002005000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,363 sqft Living Area
1st Floor Area	869 sqft
2nd Floor Area	494 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,732 sqft (0.155 acres)
Lot Dimensions	132 ft deep x 50.5 ft wide
Porch	Slab
Porch Area	302 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 CLARK ST
City	LANCASTER
State	NY
Zip	14086-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC10 515 PT 20 50.5X 132
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3017
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 E 34TH ST, NEW YORK, NY 10016-4767
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Jul 1, 2021	Warranty Deed, Transfer · Second Mortgage (Down Payment) 1ST PRIORITY MORTGAGE INC
Feb 9, 2021	Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Book / Page	11456 / 8424
Prior Transfer Date	Aug 13, 2009
Prior Transfer Doc	0111684383
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 4, 2026
Property Address	20 CLARK ST, LANCASTER, NY 14086-2104
Document Number	0114568424
Book / Page	11456 / 8424
Instrument Date	Jan 28, 2026
Instrument	2026021331
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CLARK ST, LANCASTER, NY 14086-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 E 34TH ST, NEW YORK, NY 10016-4767

Mortgage

Document Number	0141893544
Date	Feb 4, 2026
Instrument	14189/3544

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 1, 2021
Property Address	20 CLARK ST, LANCASTER, NY 14086-2104
Document Number	0113826907
Book / Page	11382 / 6907
Instrument Date	Jun 28, 2021
Instrument	2021127411
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1273 SUTTER AVE # AVE2F, 1273, BROOKLYN, NY 11208-3941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1487 COMO PARK BLVD, DEPEW, NY 14043-4463

Mortgage

Document Number	140025932
Date	Jul 1, 2021
Instrument	14002/5932

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	0140025907
Date	Jul 1, 2021
Book Page	14002/5907
Instrument	2021127412

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company
Address	BUFFALO, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Feb 9, 2021
Property Address	20 CLARK ST, LANCASTER, NY 14086-2104
Document Number	0113742429
Book / Page	11374 / 2429
Instrument Date	Jan 29, 2021
Instrument	2021025191
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 NORTH ST APT 229, 279, BUFFALO, NY 14201-1399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 SUFFER AVE #2F # 2F, 2F, BROOKLYN, NY 11208

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,707.00 (+191.82%)
2025	$1,613.00 (-64.66%)	$135,000 (-) Land $32,100 Building $102,900	$210,938 (+12.5%) Land $50,156 Building $160,782
2024	$4,564.00	$135,000 (-) Land $32,100 Building $102,900	$187,500 (+4.17%) Land $44,583 Building $142,917
2023		$135,000 Land $32,100 Building $102,900	$180,000 Land $42,800 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

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