20 Claire Ave, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 20 Claire Ave, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1975
Lot Size	0.9 acres (39,204 sqft)
Owner	Trust Name on File
Tax Bill	$9,225 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:2 B:79 L:35`

Property Details

APN / Parcel Number

Primary APN	`DERY M:2 B:79 L:35`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,056 sqft
Basement Area	720 sqft
Unfinished Basement	114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 CLAIRE AVE
City	DERRY
State	NH
Zip	03038-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Block	79
Legal Lot Number	35
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2002
Census Tract	3601

Owner

20 Claire Ave is owner-occupied and held in a trust since July 2021.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	20 CLAIRE AVE, DERRY, NH 03038-4222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 6, 2023	Deed of Trust, Mortgage · ARM CITIZENS BANK
Aug 11, 2021	Warranty Deed, Transfer
May 14, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 20, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2021
Transfer Doc	6314-1958
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	20 CLAIRE AVE, DERRY, NH 03038-4222
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006530-796
Date	Feb 1, 2024
Book Page	6530/796
Instrument	24002987

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	20 CLAIRE AVE, DERRY, NH 03038-4222
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06516-2250
Date	Nov 6, 2023
Book Page	6516/2250
Instrument	23033580

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Type Change Date	Dec 1, 2028
Index	Other

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 11, 2021
Property Address	20 CLAIRE AVE, DERRY, NH 03038-4222
Document Number	6314-1958
Book / Page	6314 / 1958
Instrument Date	Jul 27, 2021
Instrument	21051436
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CLAIRE AVE, DERRY, NH 03038-4222

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	20 CLAIRE AVE, DERRY, NH 03038-4222
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6278-2355
Date	May 14, 2021
Book Page	6278/2355
Instrument	21032091

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	20 CLAIRE AVE, DERRY, NH 03038-4222
Document Number	0058911059
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 CLAIRE AVE DERRY NH 030384222, DERRY, NH 03038-4222

Mortgage

Document Number	0058911059
Date	Feb 6, 2018
Book Page	005891/001059
Instrument	4622

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Claire Ave was $9,225, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,225.00 (+1.6%)	$485,800 (-) Land $228,700 Building $257,100
2024	$9,080.00 (+9.25%)	$485,800 (+20.88%) Land $228,700 Building $257,100
2023	$8,311.00 (+8.61%)	$401,900 (-) Land $194,400 Building $207,500	$458,565
2022	$7,652.00	$401,900 Land $194,400 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Claire Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Claire Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAPLE HILL ACRES private · serves 500 people · EPA ID NH0612020
Water Source	Purchased surface water from DERRY WATER DEPT
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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