20 Circle Rd, Bryson City, NC 28713 Property Records

Swain County property record for 20 Circle Rd, Bryson City, NC 28713

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,752 sqft · built 2004
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2023)
Tax Bill	$785 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`667413233639`

Property Details

APN / Parcel Number

Primary APN	`667413233639`
Alternative APNs	`534522` `542356`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,752 sqft Total Area
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wood

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Other
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	542356
Street Address	20 CIRCLE RD
City	BRYSON CITY
State	NC
Zip	28713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-OR-5874-BRYSON BR1
Legal Subdivision	BRYSON BR
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	3
Census Block	3003
Census Tract	960200

Owner

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 514, BRYSON CITY, NC 28713-0514
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	20231006
Deed Book / Page	520 / 534
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jun 8, 2023
Property Address	20 CIRCLE RD, BRYSON CITY, NC 28713
Document Number	000520/534
Book / Page	520 / 534
Map Reference	CAB 4 SL 3512
Instrument Date	Jun 7, 2023
Instrument	1006
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 839, BRYSON CITY, NC 28713-0839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51, BRYSON CITY, NC 28713-0051

Mortgage

Document Number	0000001007
Date	Jun 8, 2023
Instrument	1007

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$785.00 (+302.56%)	$163,430 (-2.08%) Land $18,750 Building $144,680
2025			$163,430 (-2.08%) Land $18,750 Building $144,680
2023	$195.00 (-37.1%) Additional exemption filed	$166,910 (+206.76%) Land $18,750 Building $148,160	$166,910 (+206.76%) Land $18,750 Building $148,160
2022	$310.00	$54,410 Land $18,750 Building $35,660	$54,410 Land $18,750 Building $35,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1997–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRYSON CITY serves 4,395 people · EPA ID NC0187010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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