Bergen County and Upper Saddle River Borough property record for 20 Cinnamon Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.033 acres (1,434 sqft) |
| Owner | Company Name on File |
| Last Sale | $994,604 (Aug 2022) |
| Tax Bill | $20,190 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00601-0000-00001-01-C152 |
| Primary APN | 63-00601-0000-00001-01-C152 |
|---|---|
| Alternative APN |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 1,434 sqft (0.033 acres) |
| Old Parcel Number | 630060100000000101C152 |
|---|---|
| Street Address | 20 CINNAMON DR, 152 |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GROVE/UPPER SADDLE RIVER |
| Legal Block | 601 |
| Legal Lot Number | 1.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 53202 |
20 Cinnamon Dr is owned by a company that acquired it in January 2025.
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 CINNAMON DR, SADDLE RIVER, NJ 07458-1856 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 31, 2022 | Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC |
| May 4, 2022 | Deed, Transfer WESTMINSTER ABSTRACT COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on File |
| Deed Sale | Aug 31, 2022 · Amount on File |
| Prior Sale | May 4, 2022 · Amount on File |
| Deed Document Number | 202286781 |
| Deed Book / Page | 4793 / 1147 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0000009137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 27, 2026 |
| Property Address | 20 CINNAMON DR, SADDLE RIVER, NJ 07458-1856 |
| Document Number | 0000034981 |
| Book / Page | 5805 / 1321 |
| Instrument Date | May 4, 2026 |
| Instrument | 202634981 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 CINNAMON DR, SADDLE RIVER, NJ 07458-1856 |
| Document Number | 0000034981, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5805/1321 |
| Instrument | 202634981 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 31, 2022 |
| Property Address | 20 CINNAMON DR, UPPER SADDLE RIVER, NJ 07458-1856 |
| Document Number | 0047931147 |
| Book / Page | 4793 / 1147 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022086781 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Title Company | WESTMINSTER ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,517.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, 1140, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 20 CINNAMON DR, UPPER SADDLE RIVER, NJ 07458-1856 |
| Document Number | 2022086782 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022086782 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 4, 2022 |
| Property Address | 20 CINNAMON DR, UPPER SADDLE RIVER, NJ 07458-1856 |
| Document Number | 0046711128 |
| Book / Page | 4671 / 1128 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022047817 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | WESTMINSTER ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 MADISON AVE # 13, 590, NEW YORK, NY 10022-2524 |
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Investor | Possibly a Property Investor |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $793,000 (-) Land $168,000 Building $625,000 | $793,000 (-) Land $168,000 Building $625,000 | |
| 2025 | $793,000 Land $168,000 Building $625,000 | $793,000 Land $168,000 Building $625,000 | |
| 2024 | $20,190.00 | ||
| 2023 | $793,000 Land $168,000 Building $625,000 | $793,000 Land $168,000 Building $625,000 | |
| 2022 | $19,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Cinnamon Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Cinnamon Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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