20 Cindal Ct, Covington, GA 30016 Property Records

Newton County property record for 20 Cindal Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,628 sqft · built 2004
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Dec 2024)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0031B-00000-061-000`

Property Details

APN / Parcel Number

Primary APN	`0031B-00000-061-000`
Alternative APNs	`0031B 061` `17502`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,628 sqft Heated Area
1st Floor Area	1,628 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	238 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17502
Street Address	20 CINDAL CT
City	COVINGTON
State	GA
Zip	30016-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 61 HARVEY WOODS
Legal Subdivision	HARVEY WOODS
Legal Lot Number	61
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	1
Census Block	1000
Census Tract	100801

Owner

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CINDAL CT, COVINGTON, GA 30016-6606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jan 6, 2023	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Jan 6, 2023 · Amount on Record
Deed Document Number	202413780
Deed Book / Page	4688 / 544
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0022790383
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 CINDAL CT, COVINGTON, GA 30016-6606
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CINDAL CT, COVINGTON, GA 30016-6606
Investor	Possibly a Property Investor

Mortgage

Document Number	0041240000000323
Date	Jan 6, 2021
Book Page	0000004124/0000000323
Instrument	000324

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 6, 2023
Property Address	20 CINDAL CT, COVINGTON, GA 30016-6606
Document Number	0044690196
Book / Page	4469 / 196
Instrument Date	Jan 6, 2023
Instrument	2023-000124
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CINDAL CT, COVINGTON, GA 30016-6606

Mortgage

Document Number	0044690000000199
Date	Jan 6, 2023
Book Page	0000004469/0000000199
Instrument	000199

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 CINDAL CT, COVINGTON, GA 30016-6606
Document Number	0036120245
Book / Page	003612 / 000245
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CINDAL CT COVINGTON GA 300166606, COVINGTON, GA 30016-6606

Mortgage

Document Number	0036120245
Date	Sep 22, 2017
Book Page	003612/000245
Instrument	10687

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2037

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00 (+3.73%) Homeowner's exemption	$118,240 (+8.24%) Land $16,400 Building $101,840	$295,600 (+8.24%) Land $41,000 Building $254,600
2024	$2,735.00 (+25.06%) Homeowner's exemption	$109,240 (+12.16%) Land $16,400 Building $92,840	$273,100 (+12.16%) Land $41,000 Building $232,100
2023		$97,400 Land $9,600 Building $87,800	$243,500 Land $24,000 Building $219,500
2022	$2,187.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jul 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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