20 Chestnut St, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 20 Chestnut St, Hatfield, MA 01038

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,716 sqft · built 1900
Lot Size	1.41 acres (61,555 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2022)
Tax Bill	$6,028 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2017 Sale & Mortgage + 1 more
APN	`HATF M:0221 B:0029 L:0`

Property Details

APN / Parcel Number

Primary APN	`HATF M:0221 B:0029 L:0`
Alternative APN	`1287`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
Gross Area	3,543 sqft
1st Floor Area	948 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,555 sqft (1.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1287
Street Address	20 CHESTNUT ST
City	HATFIELD
State	MA
Zip	01038-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	29
Jurisdiction	HATFIELD MA
Township / Civil Division	HATFIELD
Census Block Group	1
Census Block	1006
Census Tract	821500

Owner

20 Chestnut St is owned and occupied by two individuals who bought it in September 2022.

Source: Hampshire County and Hatfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CHESTNUT ST, HATFIELD, MA 01038-9728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FLORENCE BANK
Jul 21, 2017	Quit Claim Deed, Transfer · FHA Mortgage MERRIMACK MTG CO
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit UMASSFIVE COLLEGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Book / Page	14689 / 315
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HATFIELD MA
Recording Date	Sep 29, 2022
Property Address	20 CHESTNUT ST, HATFIELD, MA 01038-9728
Document Number	014689-315
Book / Page	14689 / 315
Instrument Date	Sep 29, 2022
Instrument	20265
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	83 JAMES ST, GREENFIELD, MA 01301-3607

Mortgage

Document Number	0000020266
Date	Sep 29, 2022
Instrument	20266

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HATFIELD MA
Recording Date	Jul 21, 2017
Property Address	20 CHESTNUT ST, HATFIELD, MA 01038-9728
Document Number	12692-270
Book / Page	12692 / 270
Instrument	14634
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHESTNUT ST, HATFIELD, MA 01038-9728

Mortgage

Document Number	126920273
Date	Jul 21, 2017
Instrument	12692/0273

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	20 CHESTNUT ST, HATFIELD, MA 01038-9728
Document Number	12659-340
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	12659-340
Date	Jun 23, 2017
Book Page	012659/000340
Instrument	12153

Lender

Name	UMASSFIVE COLLEGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 22, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20 Chestnut St was $6,028, up 9.2% from the year before.

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hatfield Town
Unified School District	Hatfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,028.00 (+9.16%)	$410,900 (+2.98%) Land $162,100 Building $239,400	$451,060 (-13.72%)
2025	$5,522.00 (+4.15%)	$399,000 (+15.22%) Land $159,800 Building $239,200	$522,785 (+4.36%)
2024	$5,302.00 (+19.66%)	$346,300 (+5.35%) Land $139,400 Building $206,900	$500,935
2023	$4,431.00	$328,700 Land $132,400 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Chestnut St; there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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