20 Cherry Tree Ln, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 20 Cherry Tree Ln, Lynn, MA 01904

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,983 sqft · built 2005
Lot Size9.88 acres (430,403 sqft)
Owner2 Company Names on Record
Last Sale$970,000 (Mar 2001)
Tax Bill$7,747 (2025)
Deeds & MortgagesApr 2023 Transfer
Feb 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNB:047 L:013 S:064-027

Property Details

APN / Parcel Number

Primary APNB:047 L:013 S:064-027
Alternative APN
  • LYNN M:047 B:013 L:064 S:027

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,983 sqft Living Area
Gross Area4,828 sqft
Basement Area1,270 sqft
Unfinished Basement1,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area430,403 sqft (9.88 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 CHERRY TREE LN
CityLYNN
StateMA
Zip01904-1267
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal SubdivisionNELLS POND CONDO 27
Legal Block13
Legal Lot Number64
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group1
Census Block1021
Census Tract205400

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20 CHERRY TREE LN, LYNN, MA 01904-1267
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROSS MORTGAGE COMPANY INC
Apr 8, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2001 · Amount on Record
Deed SaleMar 9, 2001 · Amount on Record
Deed Book / Page16952 / 212
Last Transfer DateApr 20, 2023
Transfer Doc0041528-83
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateApr 20, 2023
Property Address20 CHERRY TREE LN, LYNN, MA 01904-1267
Document Number0041528-83
Book / Page41528 / 83
Instrument DateApr 20, 2023
Instrument20230420001390
Transaction TypeTransfer
Record UpdatedMay 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHERRY TREE LN, LYNN, MA 01904-1267

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address20 CHERRY TREE LN, LYNN, MA 01904-1267
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39562-199
DateFeb 23, 2021
Book Page39562/199
Instrument20210223003860
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address20 CHERRY TREE LN, LYNN, MA 01904-1267
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38403-18
DateApr 8, 2020
Book Page38403/18
Instrument20200408000970
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,747.00 (-0.45%)$747,800 (+1.19%) Building $747,800$1,225,025
2024$7,782.00 (+3.33%)$739,000 (+9.42%) Building $739,000
2023$7,531.00$675,400 Building $675,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1987–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimDec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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