20 Cherry Ln, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 20 Cherry Ln, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,380 sqft · built 1993
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Nov 2018)
Tax Bill	$17,271 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332289 15-3-32`

Property Details

APN / Parcel Number

Primary APN	`332289 15-3-32`
Alternative APNs	`228901500000030320000000` `15-3-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,380 sqft Living Area
Gross Area	5,496 sqft
1st Floor Area	1,466 sqft
2nd Floor Area	1,466 sqft
Upper Floors Area	345 sqft
Basement Area	1,448 sqft
Finished Basement	1,448 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	78,408 sqft (1.8 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	618 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	15-3-32
Street Address	20 CHERRY LN
City	CHESTER
State	NY
Zip	10918-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3*
Legal Description	BEVERLY RD & CHERRY LA GIBSON HILL EST MAP 10197LT 9
Legal Subdivision	GIBSON HILL ESTS
Legal Block	3
Legal Lot Number	32.00
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2061
Census Tract	14302

Owner

Source: Orange County and Chester Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CHERRY LN, CHESTER, NY 10918-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Quit Claim Deed, Transfer INLAND BK&TR
Nov 5, 2018	Deed, Transfer UNITED NORTHERN MORTGAGE BANKERS
Jan 20, 2017	Trustee's Deed, Foreclosure PARAMOUNT LAND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	201878415
Deed Book / Page	14482 / 1469
Last Transfer Date	Dec 20, 2019
Transfer Doc	0200001605
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 8, 2020
Property Address	20 CHERRY LN, CHESTER, NY 10918-2305
Document Number	0000001605
Book / Page	014683 / 001725
Instrument Date	Dec 20, 2019
Instrument	1605
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	TITLEVEST AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CHERRY LN CHESTER NY 109182305, CHESTER, NY 10918-2305

Mortgage

Document Number	1606
Date	Jan 8, 2020
Book Page	014683/001729
Instrument	1606

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Nov 5, 2018
Property Address	20 CHERRY LN, CHESTER, NY 10918-2305
Document Number	0000078415
Book / Page	14482 / 1469
Instrument Date	Aug 20, 2018
Instrument	20180078415
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 WASHINGTON WALK, BROOKLYN, NY 11205-3235

Mortgage

Document Number	0000078416
Date	Nov 5, 2018
Book Page	0000014482/0000001473
Instrument	20180078416

Lender

Name	UNITED NORTHERN MORTGAGE BANKERS

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	Jan 20, 2017
Property Address	20 CHERRY LN, CHESTER, NY 10918-2305
Document Number	0000004329
Book / Page	014169 / 001354
Instrument Date	Nov 14, 2016
Instrument	4329
Transaction Type	Foreclosure
Record Updated	Jan 25, 2017
Title Company	PARAMOUNT LAND INC

Transaction

Amount	Amount Recorded
Tax	$1,733.66
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6011 CONNECTION DR IRVING TX 750392607, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,000 (-) Land $58,000 Building $233,000	$796,600 (+12.23%)
2024	$17,271.00 (+181.7%)
2023		$291,000 (-) Land $58,000 Building $233,000	$709,800 (+17.54%) Land $141,472 Building $568,328
2022		$291,000 Land $58,000 Building $233,000	$603,900 Land $120,365 Building $483,535
2021	$6,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	43 (1979–2023)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures