20 Cherry Ct, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 20 Cherry Ct, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,619 sqft · built 1978
Lot Size0.037 acres (1,619 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Mar 2021)
Tax Bill$7,391 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-00042-04-00018

Property Details

APN / Parcel Number

Primary APN48-00042-04-00018
Alternative APNs
  • 4800042000400018
  • 07760

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,619 sqft Living Area
1st Floor Area932 sqft
Upper Floors Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area1,619 sqft (0.037 acres)
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number07760
Street Address20 CHERRY CT
CitySPRING LAKE
StateNJ
Zip07762-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF40
Legal DescriptionFAIRWAY MEWS PAR UNIT 2-15 NIT 1A
Legal SubdivisionSEA VIEW TWO AT FAIRWAY MEWS CONDOMINIUM
Legal Block42.4
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group1
Census Block1002
Census Tract808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records · APN 48-00042-04-00018

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 CHERRY CT, SPRING LAKE, NJ 07762-2101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 06, 2021 · Amount on Record
Deed SaleMar 06, 2021 · Amount on Record
Prior SaleOct 12, 2001 · Amount on Record
Deed Document Number202134823
Deed Book / Page9487 / 6904
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMar 06, 2021
Property Address20 CHERRY CT, SPRING LAKE, NJ 07762-2101
Document Number0094876904
Book / Page9487 / 6904
Map ReferenceMB 5781 PG 353
Instrument DateFeb 11, 2021
Instrument2021034823
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,463.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2653 RIVER RD, 2653, MANASQUAN, NJ 08736-2436

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHERRY CT, SPRING LAKE, NJ 07762-2101

Mortgage

Document Number2021034824
DateMar 06, 2021
Instrument2021034824
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$835,400 (+15.74%) Land $634,300 Building $201,100$835,400 (+15.74%) Land $634,300 Building $201,100
2025$7,391.00 (+1.39%)$721,800 (+9.61%) Land $522,500 Building $199,300$721,800 (+9.61%) Land $522,500 Building $199,300
2024$7,290.00 (+5.62%)
2023$658,500 Land $467,500 Building $191,000$658,500 Land $467,500 Building $191,000
2022$6,902.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258089011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 303 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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