20 Cherokee Cv, Clanton, AL 35046 Property Records

Coosa County property record for 20 Cherokee Cv, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,546 sqft · built 1966
Lot Size	1.24 acres (54,269 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (May 2023)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-16-0-000-004.024 0`

Property Details

APN / Parcel Number

Primary APN	`06-05-16-0-000-004.024 0`
Alternative APN	`0605160000004024`

Interior

Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,546 sqft Living Area
Gross Area	1,907 sqft
1st Floor Area	1,271 sqft
Upper Floors Area	1,271 sqft
Utility Area	325 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	54,269 sqft (1.24 acres)
Lot Dimensions	368 ft deep x 147 ft wide
Garage Type	Carport
Garage Area	750 sqft
Carport	Carport
Carport Area	750 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	390 sqft
Deck Area	72 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 CHEROKEE CV
City	CLANTON
State	AL
Zip	35046-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT IN SEHOYA ESTATES IRR BEG SW COR NE4 SW4 NELY2199.21' POB N/S UNNAMED RD E147.27' N13.09' NLY368.55' ALG LAY LAKE
Legal Range	16E
Legal Township	23N
Legal Section	16
Legal Subdivision	LOT IN SEHOYA ESTATES
Jurisdiction	COOSA AL
Township / Civil Division	WEOGUFKA-MARBLE VALLEY
Census Block Group	1
Census Block	1156
Census Tract	961100

Owner

Source: Coosa County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CHEROKEE CV, CLANTON, AL 35046-9049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jun 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Deed Book / Page	840 / 256
Prior Transfer Date	May 9, 2017
Prior Transfer Doc	000821/617
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOSA AL
Recording Date	May 5, 2026
Property Address	20 CHEROKEE CV, CLANTON, AL 35046-9049
Document Number	0485000777
Book / Page	485 / 777
Instrument Date	Apr 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHEROKEE CV, CLANTON, AL 35046-9049

Mortgage

Document Number	0485000777,
Date	May 5, 2026
Book Page	485/777

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 28, 2051

Interest

Rate	6.38%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOSA AL
Recording Date	May 24, 2023
Property Address	20 CHEROKEE CV, CLANTON, AL 35046-9049
Document Number	000840/256
Book / Page	840 / 256
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CHEROKEE CV, CLANTON, AL 35046-9049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CHEROKEE CV, CLANTON, AL 35046-9049

Mortgage

Document Number	0004720391
Date	May 24, 2023
Instrument	0472/0391

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOSA AL
Recording Date	Jun 7, 2017
Property Address	20 CHEROKEE CV, CLANTON, AL 35046-9049
Document Number	000821/617
Book / Page	821 / 617
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHEROKEE CV, CLANTON, AL 35046-9049

Tax Assessment & Valuation

Source: Coosa County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coosa County
Unified School District	Coosa County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,197.00 (+293.02%)	$83,380 (-)	$416,900 (-) Land $200,000 Building $216,900
2023	$559.00	$83,380 Land $40,000 Building $43,380	$416,900 Land $200,000 Building $216,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1996–2015)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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