20 Cherokee Bend, Seguin, TX 78155 Property Records

Guadalupe County property record for 20 Cherokee Bend, Seguin, TX 78155

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,854 sqft · built 2008
Lot Size	0.439 acres (19,110 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Dec 2019)
Tax Bill	$22,314 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1G2440000004500000`

Property Details

APN / Parcel Number

Primary APN	`1G2440000004500000`
Alternative APNs	`000000036953` `000000239984` `36953`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,854 sqft Living Area
Gross Area	5,272 sqft
1st Floor Area	2,854 sqft
Basement Area	1,370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,110 sqft (0.439 acres)
Lot Dimensions	90 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	160 sqft
Deck Area	420 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	20 CHEROKEE BND
City	SEGUIN
State	TX
Zip	78155-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 45 BLK: ADDN: PLACID HEIGHTS .4387 ACS
Legal Subdivision	PLACID HEIGHTS
Legal Block	2
Legal Lot Number	45
Jurisdiction	GUADALUPE TX
Township / Civil Division	SEGUIN
Census Block Group	2
Census Block	2024
Census Tract	210805

Owner

20 Cherokee Bend is owned by two individuals who bought it in December 2019.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17219 SENDERO FLS, SAN ANTONIO, TX 78232-4199
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Nov 14, 2017	Vendor's Lien, Transfer · ARM AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	201999029091
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	0000029091
Record Updated	Sep 20, 2026

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Dec 18, 2019
Property Address	20 CHEROKEE BND, SEGUIN, TX 78155-9119
Document Number	0000029091
Map Reference	VOL 2548 PG 478
Instrument Date	Dec 13, 2019
Instrument	201900029091
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIVE STAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17219 SENDERO FLS, SAN ANTONIO, TX 78232-4199

Mortgage

Document Number	0000029092
Date	Dec 18, 2019
Instrument	201900029092

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 14, 2017
Property Address	20 CHEROKEE BND, SEGUIN, TX 78155-9119
Document Number	0000026946
Map Reference	VOL2548 PG478
Instrument Date	Nov 10, 2017
Instrument	2017026946
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14318 PLAYA DEL REY, CORPUS CHRISTI, TX 78418-7505

Mortgage

Document Number	0000026947
Date	Nov 14, 2017
Instrument	2017026947

Lender

Name	AMERICAN BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cherokee Bend was $22,314, up 1.8% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Unified School District	Seguin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$907,000 (-4.35%) Land $266,678 Building $640,322	$907,000 (-4.35%) Land $266,678 Building $640,322
2025	$22,314.00 (+1.82%)	$948,256 Land $266,678 Building $681,578	$948,256 Land $266,678 Building $681,578
2024	$21,915.00 (-19.74%)
2023	$27,306.00	$862,000 Land $258,209 Building $603,791	$862,000 Land $258,209 Building $603,791
2022	$27,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cherokee Bend in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	8 (1998–2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 2 claims Flooding 10/18/98, Oct 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cherokee Bend is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Coliform assessment Jul 2017
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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