Essex County and Saugus Town property record for 20 Cheever Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,723 sqft · built 2004 |
| Lot Size | 0.882 acres (38,424 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,200,000 (Jul 2021) |
| Tax Bill | $14,396 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-C B:0001 L:0033 |
| Primary APN | SAUG M:006-C B:0001 L:0033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,723 sqft Living Area |
| Gross Area | 7,901 sqft |
| 1st Floor Area | 2,107 sqft |
| Basement Area | 2,239 sqft |
| Unfinished Basement | 2,239 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,424 sqft (0.882 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 99004107 |
|---|---|
| Street Address | 20 CHEEVER AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | BRENTWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records · APN SAUG M:006-C B:0001 L:0033
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20 CHEEVER AVE, SAUGUS, MA 01906-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 28, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on Record |
| Deed Sale | Jul 28, 2021 · Amount on Record |
| Deed Book / Page | 40121 / 284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 28, 2021 |
| Property Address | 20 CHEEVER AVE, SAUGUS, MA 01906-4119 |
| Document Number | 040121-284 |
| Book / Page | 40121 / 284 |
| Instrument Date | Jul 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CHEEVER AVE, SAUGUS, MA 01906-4119 |
| Document Number | 0040121288 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 40121/288 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 20 CHEEVER AVE, SAUGUS, MA 01906-4119 |
| Document Number | 38310-35 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 20 CHEEVER AVE SAUGUS MA 019064119, SAUGUS, MA 01906-4119 |
| Document Number | 38310-35 |
|---|---|
| Date | Mar 04, 2020 |
| Book Page | 038310/000035 |
| Instrument | 4001920 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 20 CHEEVER AVE, SAUGUS, MA 01906-4119 |
| Document Number | 37708-64 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 20 CHEEVER AVE SAUGUS MA 019064119, SAUGUS, MA 01906-4119 |
| Document Number | 37708-64 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 037708/000064 |
| Instrument | 1907302580 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,396.00 (+2.84%) | $1,347,900 (+2.54%) Land $439,500 Building $908,400 | $1,041,105 |
| 2024 | $13,999.00 (+4.18%) | $1,314,500 (+10.16%) Land $425,000 Building $889,500 | |
| 2023 | $13,437.00 | $1,193,300 Land $344,300 Building $849,000 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 476 / 106 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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