20 Chatham Cir, Kankakee, IL 60901 Property Records

Kankakee County property record for 20 Chatham Cir, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.614 acres (26,783 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Oct 2023)
Tax Bill	$8,490 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-17-09-105-025`

Property Details

APN / Parcel Number

Primary APN	`16-17-09-105-025`

Exterior

Lot Area	26,783 sqft (0.614 acres)

Location & Zoning

Street Address	20 CHATHAM CIR
City	KANKAKEE
State	IL
Zip	60901-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAIRDS SUB TRACT ADJ N OF LOT 8 & NH LOT 8 09-30-13W
Legal Subdivision	LAIRDS SUB
Legal Lot Number	8,8,H
Jurisdiction	KANKAKEE IL
Township / Civil Division	KANKAKEE
Census Block Group	2
Census Block	2004
Census Tract	12400

Owner

20 Chatham Cir is owned and occupied by an individual who bought it in October 2023.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CHATHAM CIR, KANKAKEE, IL 60901-5802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage HUD
Oct 25, 2023	Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CO LTD
Jul 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Deed Document Number	202310388
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	20 CHATHAM CIR, KANKAKEE, IL 60901-5802
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202509150
Date	Sep 25, 2025
Instrument	202509150

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2053

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Oct 25, 2023
Property Address	20 CHATHAM CIR, KANKAKEE, IL 60901-5802
Document Number	0202310388
Map Reference	BK E PG 91
Instrument Date	Oct 24, 2023
Instrument	202310388
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	NATION TITLE, NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHATHAM CIR, KANKAKEE, IL 60901-5802

Mortgage

Document Number	0202310389
Date	Oct 25, 2023
Instrument	202310389

Lender

Name	FIRST CENTENNIAL MTG CO LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.25%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jul 27, 2017
Property Address	20 CHATHAM CIR, KANKAKEE, IL 60901-5802
Document Number	0201708258
Map Reference	PBE PG91
Instrument Date	Jul 13, 2017
Instrument	201708258
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2449, KANKAKEE, IL 60901-1549

Tax Assessment & Valuation

The 2025 property tax bill for 20 Chatham Cir was $8,490 with a homeowner's exemption, up 7.5% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Kankakee Township
Municipality	Kankakee City
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,490.00 (+7.45%)	$82,663 Land $18,168 Building $64,495	$247,989 Land $54,504 Building $193,485
2024	$7,901.00
2023		$64,883 (+6.73%) Land $14,260 Building $50,623	$194,649 (+6.73%) Land $42,780 Building $151,869
2022	$6,765.00 Homeowner's exemption Senior Citizen's exemption	$60,790 Land $12,481 Building $48,309	$182,370 Land $37,443 Building $144,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Chatham Cir in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2018)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Chatham Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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