20 Charter Dr, Mountain Top, PA 18707 Property Records

Luzerne County property record for 20 Charter Dr, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	1,852 sqft · built 1969
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$187,900 (Aug 2020)
Tax Bill	$3,883 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-M9S5-009-004`

Property Details

APN / Parcel Number

Primary APN	`64-M9S5-009-004`
Alternative APNs	`64-M9S5-009-004-000` `6400M9S5 009004`

Interior

Stories	2 Stories
Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	64-M9S5-009-004
Street Address	20 CHARTER DR
City	MOUNTAIN TOP
State	PA
Zip	18707-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-221-D4-1-D32-5 20 CHARTER DR
Legal Block	9
Legal Lot Number	4
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	3
Census Block	3010
Census Tract	215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 CHARTER DR, MOUNTAIN TOP, PA 18707-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Apr 24, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202033621
Deed Book / Page	3020 / 138127
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Aug 4, 2020
Property Address	20 CHARTER DR, MOUNTAIN TOP, PA 18707-2323
Document Number	0000033621
Book / Page	3020 / 138127
Instrument Date	Jul 21, 2020
Instrument	202033621
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CENTURION ABSTRACT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHARTER DR, MOUNTAIN TOP, PA 18707-2323

Mortgage

Document Number	0000033622
Date	Aug 4, 2020
Instrument	202033622

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Apr 24, 2018
Property Address	20 CHARTER DR, MOUNTAIN TOP, PA 18707-2323
Document Number	0000020983
Book / Page	3018 / 071548
Instrument Date	Apr 7, 2018
Instrument	201820983
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHARTER DR, MOUNTAIN TOP, PA 18707-2323

Mortgage

Document Number	0000020984
Date	Apr 24, 2018
Instrument	201820984

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,883.00 Homeowner's exemption	$187,900 (-) Land $46,800 Building $141,100
2025	$3,883.00 (+5%)
2024		$187,900 Land $46,800 Building $141,100
2023	$3,698.00
2009			$187,900 Land $46,800 Building $141,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 94% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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