Clermont County property record for 20 Charmalee Dr, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2019 |
| Lot Size | 0.244 acres (10,646 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Feb 2026) |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01-17.-551 |
| Primary APN | 05-01-17.-551 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,646 sqft (0.244 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Poultry House | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 CHARMALEE DR |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-2369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMELIA PARK II SECTION 9; LOT 324 |
| Legal Subdivision | AMELIA PARK |
| Legal Lot Number | 324 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | BATAVIA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 41105 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 13, 2026 | Warranty Deed, Transfer · VA Mortgage FORTERA FCU |
| Dec 14, 2021 | Survivorship Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA |
| Nov 21, 2019 | Limited Warranty Deed, Transfer · FHA Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Dec 14, 2021 · Amount on Record |
| Deed Document Number | 20263298 |
| Deed Book / Page | 3015 / 2813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Document Number | 0000016072 |
|---|---|
| Date | Aug 23, 2024 |
| Book Page | 2974/5871 |
| Instrument | 202400016072 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 27, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 13, 2026 |
| Property Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Document Number | 0000003298 |
| Book / Page | 3015 / 2813 |
| Map Reference | CAB 17 PG 182 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 202600003298 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Document Number | 0000003299 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 202600003299 |
| Name | FORTERA FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 14, 2021 |
| Property Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Document Number | 0000040504 |
| Book / Page | 2905 / 1614 |
| Map Reference | CAB 17 PG 182&183 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 202100040504 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 961221, FORT WORTH, TX 76161-0221 |
| Document Number | 0000040505 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 202100040505 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 21, 2019 |
| Property Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Document Number | 0000026686 |
| Book / Page | 2824 / 0184 |
| Map Reference | CAB 17 PG 182&183 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 201900026686 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20 CHARMALEE DR, AMELIA, OH 45102-2369 |
| Document Number | 0000026687 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 201900026687 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Batavia Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,850.00 (-0.28%) | $82,780 (-) Land $13,020 Building $69,760 | |
| 2024 | $3,861.00 (-44.87%) Homeowner's exemption | $82,780 (-) Land $13,020 Building $69,760 | $236,500 (-) Land $37,200 Building $199,300 |
| 2023 | $7,004.00 (+123.7%) Homeowner's exemption | $82,780 (+39.69%) Land $13,020 Building $69,760 | $236,500 (+39.69%) Land $37,200 Building $199,300 |
| 2022 | $3,131.00 Homeowner's exemption | $59,260 Land $9,310 Building $49,950 | |
| 2020 | $169,300 Land $26,600 Building $142,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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