20 Chapman Rd, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 20 Chapman Rd, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,938 sqft · built 1949
Lot Size0.375 acres (16,352 sqft)
Owner2 Individual Names on File
Tax Bill$8,842 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN70501

Property Details

APN / Parcel Number

Primary APN70501
Alternative APN
  • WAKE M:000038 B:0033 P:000B34

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,938 sqft Living Area
Gross Area2,697 sqft
Basement Area748 sqft
Unfinished Basement374 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1961
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,352 sqft (0.375 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number70501
Street Address20 CHAPMAN RD
CityWAKEFIELD
StateMA
Zip01880-4909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block33
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group4
Census Block4000
Census Tract335302

Owner

20 Chapman Rd is owned and occupied by two individuals.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 CHAPMAN RD, WAKEFIELD, MA 01880-4909
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address20 CHAPMAN RD, WAKEFIELD, MA 01880-4909
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080547-253
DateAug 8, 2022
Book Page80547/253
Instrument120995
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Chapman Rd was $8,842, up 3.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,842.00 (+3.93%)$779,000 (+3%) Land $414,900 Building $364,100$742,900 (+6.26%)
2024$8,508.00 (+3.5%)$756,300 (+7.92%) Land $402,700 Building $353,600$699,105
2023$8,220.00$700,800 Land $372,900 Building $327,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Chapman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimDec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Chapman Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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