20 Chapin St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 20 Chapin St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,777 sqft · built 1950
Lot Size0.502 acres (21,858 sqft)
Owner2 Individual Names on Record
Last Sale$239,000 (Jun 2016)
Tax Bill$5,052 (2026)
Deeds & MortgagesMar 2021 Refinance
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN62-00039

Property Details

APN / Parcel Number

Primary APN62-00039
Alternative APN
  • CHIC M:0062 P:00039

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,777 sqft Living Area
Gross Area4,430 sqft
1st Floor Area1,542 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,858 sqft (0.502 acres)
Garage TypeAttached
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number62-00039
Street Address20 CHAPIN ST
CityCHICOPEE
StateMA
Zip01013-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4000
Census Tract810902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Springfield Street Historic District
listed 1991 · 167 contributing resources · NRIS 90002217

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 CHAPIN ST, CHICOPEE, MA 01013-2528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PIONEER VALLEY CU
Apr 30, 2019Quit Claim Deed, Transfer · Conventional with PMI
NORWICH COM'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2016 · Amount on Record
Deed SaleJun 1, 2016 · Amount on Record
Prior SaleNov 10, 1989 · Amount on Record
Deed Book / Page21202 / 215
Last Transfer DateApr 25, 2019
Transfer Doc022646-390
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address20 CHAPIN ST, CHICOPEE, MA 01013-2528
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023794-179
DateMar 31, 2021
Book Page23794/179
Instrument21413
Lender
NamePIONEER VALLEY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2031

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateApr 30, 2019
Property Address20 CHAPIN ST, CHICOPEE, MA 01013-2528
Document Number22646-390
Book / Page022646 / 000390
Instrument DateApr 25, 2019
Instrument22173
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20 CHAPIN ST CHICOPEE MA 010132528, CHICOPEE, MA 01013-2528

Mortgage

Document Number22646-393
DateApr 30, 2019
Book Page022646/000393
Instrument22174
Lender
NameNORWICH COM'L
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 29, 2034

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,052.00 (+3.97%)$331,500 (+3.43%) Land $84,000 Building $247,500$383,812 (+0.95%)
2025$4,859.00 (+5.47%)$320,500 (+2.69%) Land $74,700 Building $245,800$380,190
2024$4,607.00 (+5.33%)$312,100 (+8.11%) Land $73,300 Building $238,800
2023$4,374.00$288,700 Land $66,600 Building $222,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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