20 Chapel St, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 20 Chapel St, Cuba, NY 14727

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,884 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$7,000 (Aug 2000)
Tax Bill	$3,826 (2026)
Deeds & Mortgages	Jun 2017 Mortgage
APN	`024801 179.7-3-74`

Property Details

APN / Parcel Number

Primary APN	`024801 179.7-3-74`
Alternative APNs	`480117900700030740000000` `00000000583`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	984 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	136 ft deep x 52.5 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	438 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000583
Street Address	20 CHAPEL ST
City	CUBA
State	NY
Zip	14727-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 44
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	74.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	2
Census Block	2016
Census Tract	950500

Owner

20 Chapel St is owned and occupied by two individuals who acquired it in July 2009.

Source: Allegany County and Cuba Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CHAPEL ST, CUBA, NY 14727-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2000 · Amount on File
Deed Sale	Aug 1, 2000 · Amount on File
Prior Sale	Sep 17, 1996 · Amount on File
Deed Book / Page	1191 / 40
Last Transfer Date	Jul 30, 2009
Transfer Doc	2009038686
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	20 CHAPEL ST, CUBA, NY 14727-1534
Document Number	0000090153
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHAPEL ST CUBA NY 147271534, CUBA, NY 14727-1534

Mortgage

Document Number	0000090153
Date	Jun 7, 2017
Instrument	90153

Lender

Name	OLEAN AREA FCU
Type	Credit Union
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 6, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 20 Chapel St was $3,826 with a homeowner's exemption, up 38.7% from the year before.

Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Municipality	Cuba Village
Unified School District	Cuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,826.00 (+38.67%) Homeowner's exemption
2025	$2,759.00	$61,500 Land $6,300 Building $55,200	$62,755 Land $6,429 Building $56,326
2023		$99,000 Land $7,100 Building $91,900	$99,000 Land $7,100 Building $91,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Chapel St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Chapel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20