20 Chapel St, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 20 Chapel St, Augusta, ME 04330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,557 sqft · built 1888
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$317,500 (Jan 2026)
Tax Bill	$2,708 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59610`

Property Details

APN / Parcel Number

Primary APN	`59610`
Alternative APN	`AUGU M:00033 B:00192 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,557 sqft Living Area
Gross Area	2,893 sqft
1st Floor Area	690 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	615 sqft
Unfinished Basement	615 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	59610
Street Address	20 CHAPEL ST
City	AUGUSTA
State	ME
Zip	04330-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	192
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	3
Census Block	3019
Census Tract	10300

Owner

Source: Kennebec County and Augusta City records · APN 59610

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 CHAPEL ST, AUGUSTA, ME 04330-5517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	20261525
Deed Book / Page	15625 / 78
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Jan 28, 2026
Property Address	20 CHAPEL ST, AUGUSTA, ME 04330-5517
Document Number	2026001525
Book / Page	15625 / 78
Instrument Date	Jan 26, 2026
Instrument	2026001525
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 CHAPEL ST, AUGUSTA, ME 04330-5517

Mortgage

Document Number	2026001526
Date	Jan 28, 2026
Instrument	2026001526

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Kennebec County and Augusta City records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,708.00 (+2.5%)	$111,000 (-) Land $25,100 Building $85,900
2024	$2,642.00 (+16.59%)	$111,000 (+12.46%) Land $25,100 Building $85,900
2023	$2,266.00 (+4.71%)	$98,700 (-) Land $25,100 Building $73,600	$288,420
2022	$2,164.00	$98,700 Land $25,100 Building $73,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	56 (1978–2023)
Claims Outside the SFHA	4 of 56
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms & Flooding, Apr 1987 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Winthrop Street Historic District listed 2001 · 183 contributing resources · NRIS 01000815
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 461 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.