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20 Chambers St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 20 Chambers St, Lowell, MA 01852

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 4 ba · 5,372 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Aug 2019)
Tax Bill$8,135 (2025)
Deeds & MortgagesMay 2021 Transfer
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC10930

Property Details

APN / Parcel Number

Primary APNC10930
Alternative APNs
  • LOWE M:183 B:1140 L:20
  • M:000183 T:C10930

Interior

Bedrooms9 Beds
Full Baths4 Baths
Total Rooms22 Rooms
Units4 Units
Stories2 Stories
Building Area5,372 sqft Living Area
Gross Area7,750 sqft
1st Floor Area2,249 sqft
Basement Area1,511 sqft
Unfinished Basement1,511 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas

Location & Zoning

Account NumberC10930
Street Address20 CHAMBERS ST
CityLOWELL
StateMA
Zip01852-4151
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeTMF
Legal SubdivisionWAMESIT POWER CO
Legal Block1140
Legal Lot Number20
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2019
Census Tract312000

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address30 CHAMBERS ST, LOWELL, MA 01852
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Quit Claim Deed, Transfer
Quitclaim
Aug 29, 2019Quit Claim Deed, Transfer · Conventional Mortgage
ALIGN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Prior SaleMay 22, 2012 · Amount on Record
Deed Document Number201936809
Deed Book / Page33300 / 161
Record UpdatedJun 8, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 6, 2021
Property Address20 CHAMBERS ST, LOWELL, MA 01852-4151
Document Number35714-216
Book / Page35714 / 216
Instrument DateMay 4, 2021
Instrument26931
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 CHAMBERS ST, LOWELL, MA 01852

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 29, 2019
Property Address20 CHAMBERS ST, LOWELL, MA 01852-4151
Document Number33300-161
Book / Page033300 / 000161
Instrument DateAug 20, 2019
Instrument36809
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,280.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHAMBERS ST LOWELL MA 018524151, LOWELL, MA 01852-4151

Mortgage

Document Number33300-164
DateAug 29, 2019
Book Page033300/000164
Instrument36810
Lender
NameALIGN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,135.00 (+1.21%)$708,600 (+4.99%) Land $117,600 Building $591,000
2024$8,038.00 (-2.1%)$674,900 (+2.1%) Land $106,100 Building $568,800
2023$8,210.00$661,000 Land $92,200 Building $568,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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