20 Chamber Rock Rd, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 20 Chamber Rock Rd, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,776 sqft · built 1995
Lot Size	0.926 acres (40,337 sqft)
Owner	2 Individual Names on File
Last Sale	$386,000 (Dec 2018)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:10.0 P:123`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:10.0 P:123`
Alternative APNs	`M:010.0 P:123.00 D:02` `1739`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	2,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,337 sqft (0.926 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1739
Street Address	20 CHAMBER ROCK RD
City	BUZZARDS BAY
State	MA
Zip	02532-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1002
Census Tract	13700

Owner

20 Chamber Rock Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 CHAMBER ROCK RD, BUZZARDS BAY, MA 02532-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Jan 27, 2011 · Amount on File
Deed Book / Page	31717 / 276
Prior Transfer Date	Nov 23, 2018
Prior Transfer Doc	31717-276
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Dec 10, 2018
Property Address	20 CHAMBER ROCK RD, BOURNE, MA 02532-2248
Document Number	31717-276
Book / Page	31717 / 276
Instrument Date	Nov 23, 2018
Instrument	61259
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 CHAMBER ROCK RD, BOURNE, MA 02532-2248
Investor	Possibly a Property Investor

Mortgage

Document Number	61260
Date	Dec 10, 2018
Instrument	61260

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Chamber Rock Rd was $4,089, up 2.3% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,089.00 (+2.25%)	$523,600 (+5.01%) Land $205,000 Building $318,600	$532,475
2024	$3,999.00 (-1.43%)	$498,600 (+8.27%) Land $195,200 Building $303,400
2023	$4,057.00	$460,500 Land $192,000 Building $268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Chamber Rock Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1978–2011)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 12 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Chamber Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUZZARDS BAY WATER DISTRICT serves 7,700 people · EPA ID MA4036001
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20