Warwick City property record for 20 Central St, Warwick, RI 02886 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,096 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $292,000 (2020) |
| Tax Bill | $4,652.00 (2025) |
Source: Warwick City records · APN 27402130000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CENTRAL ST, WARWICK, RI 02886-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 20, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 04, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Sep 02, 2020 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage SEMPER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Deed Doc Number | 202012789 |
| Deed Book / Page | 9598 / 218 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 20 CENTRAL ST, WARWICK, RI 02886-1204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010852-128 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 10852/128 |
| Instrument | 2583 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 20 CENTRAL ST, WARWICK, RI 02886-1204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010273-279 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 10273/279 |
| Instrument | 644 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 20 CENTRAL ST, WARWICK, RI 02886-1204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9767-30 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 9767/30 |
| Instrument | 4065 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Apr 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Sep 02, 2020 |
| Property Address | 20 CENTRAL ST, WARWICK, RI 02886-1204 |
| Document Number | 9598-218 |
| Book / Page | 9598 / 218 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 12789 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 12790 |
|---|---|
| Date | Sep 02, 2020 |
| Instrument | 12790 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,652.00 (+8.34%) | $366,300 (+21.05%) Land $102,600 Building $263,700 | |
| 2024 | $396,340 | ||
| 2023 | $4,294.00 (+7.67%) | $302,600 (+42.13%) Land $86,400 Building $216,200 | |
| 2022 | $3,988.00 | $212,900 Land $50,500 Building $162,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 27402130000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,096 sqft Living Area |
| Gross Area | 2,562 sqft Gross Area |
| 1st Floor | 1,096 sqft 1st Floor |
| Basement Area | 1,096 sqft Basement |
| Unfinished Basement | 1,096 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 121631 |
|---|---|
| Street Address | 20 CENTRAL ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-1204 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 213 |
| Jurisdiction | WARWICK RI |
| Minor Civil Division | WARWICK |
| Census Blockgroup | 4 |
| Census Block | 4026 |
| Census Tract | 22300 |
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