20 Central St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 20 Central St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,363 sqft · built 1948
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jan 2001)
Tax Bill	$5,950 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10597`

Property Details

APN / Parcel Number

Primary APN	`10597`
Alternative APN	`METH M:00612 B:00063 L:00008A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,363 sqft Living Area
Gross Area	4,349 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10597
Street Address	20 CENTRAL ST
City	METHUEN
State	MA
Zip	01844-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Subdivision	CASABLANCAA TWNHS
Legal Block	63
Legal Lot Number	8A
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	4
Census Block	4006
Census Tract	252300

Owner

20 Central St is owned and occupied by two individuals who bought it in January 2001.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 CENTRAL ST, METHUEN, MA 01844-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · ARM NESC FEDERAL CREDIT UNION
Sep 13, 2018	Deed of Trust, Mortgage NESC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2001 · Amount on File
Deed Sale	Jan 16, 2001 · Amount on File
Prior Sale	Jul 19, 2000 · Amount on File
Deed Book / Page	5979 / 121
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	20 CENTRAL ST, METHUEN, MA 01844-3106
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17128-92
Date	Sep 13, 2021
Book Page	17128/92
Instrument	30504

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2026
Index	5-Year CMT

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	20 CENTRAL ST, METHUEN, MA 01844-3106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15615-57
Date	Sep 13, 2018
Book Page	15615/57
Instrument	22387

Lender

Name	NESC FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 20 Central St was $5,950, up 7.1% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,950.00 (+7.11%)	$572,100 (+8.97%) Land $219,700 Building $352,400	$612,776 (+2.92%)
2025	$5,555.00 (+0.98%)	$525,000 (+3.65%) Land $211,100 Building $313,900	$595,365
2024	$5,501.00 (+7.27%)	$506,500 (+15.56%) Land $192,600 Building $313,900
2023	$5,128.00	$438,300 Land $171,200 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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