Middlesex County and Acton Town property record for 20 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,708 sqft · built 1967 |
| Lot Size | 0.478 acres (20,830 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Oct 2024) |
| Tax Bill | $10,811 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G2A B:0078 L:0000 |
| Primary APN | ACTO M:00G2A B:0078 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,856 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,830 sqft (0.478 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 78 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G2A B:0078 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CENTRAL ST, ACTON, MA 01720-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Oct 28, 2024 | Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 28, 2019 | Quit Claim Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on Record |
| Deed Sale | Oct 28, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 2024122457 |
| Deed Book / Page | 83401 / 68 |
| Transfer Doc | 63341-465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 20 CENTRAL ST, ACTON, MA 01720-3521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085380-541 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 85380/541 |
| Instrument | 32286 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Oct 28, 2024 |
| Property Address | 20 CENTRAL ST, ACTON, MA 01720-3521 |
| Document Number | 0083401-68 |
| Book / Page | 83401 / 68 |
| Instrument Date | Oct 25, 2024 |
| Instrument | 202400122457 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 CENTRAL ST, ACTON, MA 01720-3521 |
| Document Number | 202400122458 |
|---|---|
| Date | Oct 28, 2024 |
| Instrument | 202400122458 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 20 CENTRAL ST, ACTON, MA 01720-3521 |
| Document Number | 72855-418 |
| Book / Page | 72855 / 418 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 91918 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 CENTRAL ST, ACTON, MA 01720-3521 |
| Document Number | 91919 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 91919 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,811.00 (+6.7%) | $630,400 (+3.72%) Land $273,300 Building $357,100 | $642,485 (+1.73%) |
| 2024 | $10,132.00 (+2.65%) | $607,800 (+8.13%) Land $273,300 Building $334,500 | $631,560 |
| 2023 | $9,870.00 | $562,100 Land $248,500 Building $313,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 6% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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