Middlesex County and Ayer Town property record for 20 Central Ave, Ayer, MA 01432 · Last verified April 2026
| Property Type | Commercial > Office > Office Building |
|---|---|
| Year Built | Built 1982 |
| Square Footage | 5,120 sqft Total Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Last Sale | $550,000 (2007) |
| Tax Bill | $20,631.00 (2025) |
Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0042
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 20 CENTRAL AVE, AYER, MA 01432-1450 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance JEANNE D ARC CU |
| Jun 16, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance JEANNE D ARC CU |
| Feb 28, 2017 | Deed of Trust, Mortgage WORKERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 2007 · Amount on Record |
| Deed Sale | Mar 01, 2007 · Amount on Record |
| Prior Sale | Dec 30, 2005 · Amount on Record |
| Deed Doc Number | 200738232 |
| Deed Book / Page | 49063 / 344 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 20 CENTRAL AVE, AYER, MA 01432-1450 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080291-208 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 80291/208 |
| Instrument | 91310 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 20 CENTRAL AVE, AYER, MA 01432-1450 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080291-166 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 80291/166 |
| Instrument | 91307 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 20 CENTRAL AVE, AYER, MA 01432-1450 |
| Document Number | 68960-213 |
| Book / Page | 068960 / 000213 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 68960-213 |
|---|---|
| Date | Mar 02, 2017 |
| Book Page | 068960/000213 |
| Instrument | 32342 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 01, 2037 |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $20,631.00 (+8.96%) | $819,000 (+18.73%) Land $184,400 Building $634,600 |
| 2023 | $18,935.00 | $689,800 Land $160,500 Building $529,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | AYER M:027 B:0000 L:0042 |
|---|
| Units | 5 Units |
|---|---|
| Building Area | 5,120 sqft Total Area |
| Gross Area | 7,680 sqft Gross Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Street Address | 20 CENTRAL AVE |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1450 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Office Building |
| Legal Lot Number | 42 |
| Jurisdiction | AYER MA |
| Minor Civil Division | AYER |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 325102 |
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