20 Central Ave, Aurora, IL 60506 Property Records

Kane County property record for 20 Central Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1934
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (May 2026)
Tax Bill	$7,363 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-153-006`

Property Details

APN / Parcel Number

Primary APN	`15-20-153-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 CENTRAL AVE
City	AURORA
State	IL
Zip	60506-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAWN ADDN LOT 51
Legal Subdivision	WESTLAWN ADDN
Legal Block	5
Legal Lot Number	51
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5006
Census Tract	853900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	849 BISHOP AVE, AURORA, IL 60506-5984
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 3, 2025	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	202617743
Prior Transfer Date	Oct 1, 2010
Prior Transfer Doc	0000067433
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2026
Property Address	20 CENTRAL AVE, AURORA, IL 60506-3406
Document Number	0000017743
Instrument Date	Apr 30, 2026
Instrument	202617743
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	849 BISHOP AVE, AURORA, IL 60506-5984
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017744,
Date	May 1, 2026
Instrument	202617744

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 12, 2025
Property Address	20 CENTRAL AVE, AURORA, IL 60506-3406
Document Number	0000044668
Instrument Date	Oct 8, 2025
Instrument	2025K044668
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1251 POST RD, AURORA, IL 60506-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CENTRAL AVE, AURORA, IL 60506-3406

Mortgage

Document Number	0000044669
Date	Nov 12, 2025
Instrument	2025K044669

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 3, 2025
Property Address	20 CENTRAL AVE, AURORA, IL 60506-3406
Document Number	0000038502
Instrument Date	Jul 8, 2025
Instrument	2025K038502
Transaction Type	Construction Loan
Record Updated	Oct 13, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 POST RD, AURORA, IL 60506-1319

Mortgage

Document Number	0000038503
Date	Oct 3, 2025
Instrument	2025K038503

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Index	FHLBNY's 5-Year Index

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,363.00 (+0.74%)	$100,985 (+9.39%) Land $13,387 Building $87,598	$303,076 (+9.39%) Land $40,177 Building $262,899
2024	$7,309.00 (+9.73%)	$92,317 (+22.66%) Land $12,238 Building $80,079	$277,062 (+22.71%) Land $36,729 Building $240,333
2022	$6,661.00 (+4.06%)	$75,260 (+7.41%) Land $9,977 Building $65,283	$225,780 (+7.41%) Land $29,931 Building $195,849
2021	$6,401.00	$70,068 Land $9,289 Building $60,779	$210,204 Land $27,867 Building $182,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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