Franklin County property record for 20 Centel Dr, Ferrum, VA 24088 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,427 sqft Living Area |
| Lot Size | 26,178 sqft (0.601 acres) |
| Pool | Above-Ground Pool |
| Last Sale | $104,000 (2017) |
| Tax Bill | $822.00 (2025) |
| Primary APN | 401 00-054 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 2,292 sqft Gross Area |
| 1st Floor | 1,427 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,178 sqft (0.601 acres) |
| Pool Type | Above-Ground Pool Pool Type |
|---|---|
| Pool Area | 450 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 84 sqft Shed |
| Deck Area | 50 sqft Deck |
| Porch Area | 380 sqft Porch |
| Topography | Rolling Topography |
| Mobile Home Hookup | Property has a utility hookup (electric and/or water) for a mobilize home or RV |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 35015 |
|---|---|
| Street Address | 20 CENTEL DR |
| City | FERRUM |
| State | VA |
| Zip | 24088-2510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | POFF ADDITION LOTS 4-12 PT LOT 13 |
| Legal Subdivision | POFF ADDITION |
| Legal Lot Number | 13 |
| Jurisdiction | FRANKLIN VA |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 20701 |
Source: Franklin County records · APN 401 00-054 00
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 213, FERRUM, VA 24088-0213 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO |
| Aug 14, 2017 | Warranty Deed, Transfer · Line of Credit FIRST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2017 · Amount on Record |
| Deed Sale | Aug 14, 2017 · Amount on Record |
| Deed Doc Number | 20175045 |
| Deed Book / Page | 1096 / 1584 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 20 CENTEL DR, FERRUM, VA 24088-2510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011812899 |
|---|---|
| Date | Apr 01, 2022 |
| Book Page | 1181/2899 |
| Instrument | 220002604 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHRISTIANSBURG, VA 24068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 11.5% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Aug 14, 2017 |
| Property Address | 20 CENTEL DR, FERRUM, VA 24088-2510 |
| Document Number | 0010961584 |
| Book / Page | 001096 / 001584 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 5045 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 213 FERRUM VA 240880213, FERRUM, VA 24088-0213 |
| Document Number | 10961588 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 001096/001588 |
| Instrument | 5046 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822.00 (-6.27%) | $191,300 (+32.94%) Land $22,000 Building $169,300 | $191,300 (+32.94%) Land $22,000 Building $169,300 |
| 2023 | $877.00 | $143,900 (-) Land $15,000 Building $128,900 | $143,900 (-) Land $15,000 Building $128,900 |
| 2022 | $143,900 Land $15,000 Building $128,900 | $143,900 Land $15,000 Building $128,900 |
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