20 Celestial Way, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 20 Celestial Way, Pepperell, MA 01463 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,775 sqft · built 1993
Lot Size	1.84 acres (80,129 sqft)
Owner	2 Individual Names on File
Last Sale	$479,900 (Jun 2017)
Tax Bill	$10,441 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0108 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0108 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,775 sqft Living Area
Gross Area	6,018 sqft
Basement Area	1,430 sqft
Unfinished Basement	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,129 sqft (1.84 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 CELESTIAL WAY
City	PEPPERELL
State	MA
Zip	01463-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	108
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records · APN PEPP M:0033 B:0108 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 CELESTIAL WAY, PEPPERELL, MA 01463-1293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Jan 17, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MTG
Mar 25, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Jun 23, 2017	Quit Claim Deed, Transfer · FHA Mortgage NEW FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Apr 22, 2016 · Amount on Record
Deed Book / Page	69488 / 441
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	20 CELESTIAL WAY, PEPPERELL, MA 01463-1293
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73263-92
Date	Sep 11, 2019
Book Page	73263/92
Instrument	137632

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	20 CELESTIAL WAY, PEPPERELL, MA 01463-1293
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68766-239
Date	Jan 17, 2017
Book Page	68766/239
Instrument	8423

Lender

Name	FIRST GUARANTY MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	20 CELESTIAL WAY, PEPPERELL, MA 01463-1293
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74347-178
Date	Mar 25, 2020
Book Page	74347/178
Instrument	44213

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	20 CELESTIAL WAY, PEPPERELL, MA 01463-1293
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76298-263
Date	Nov 30, 2020
Book Page	76298/263
Instrument	225862

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 23, 2017
Property Address	20 CELESTIAL WAY, PEPPERELL, MA 01463-1293
Document Number	69488-441
Book / Page	69488 / 441
Instrument	96394
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$68.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CELESTIAL WAY, PEPPERELL, MA 01463-1293

Mortgage

Document Number	694880444
Date	Jun 23, 2017
Instrument	69488/0444

Lender

Name	NEW FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2047

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,441.00 (+9.14%)	$713,700 (+7.05%) Land $184,100 Building $529,600	$699,580 (+0.68%)
2024	$9,567.00 (+1.97%)	$666,700 (+7.58%) Land $168,100 Building $498,600	$694,830
2023	$9,382.00	$619,700 Land $152,100 Building $467,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173271031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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