20 Cedar St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 20 Cedar St, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,612 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$6,500 (Feb 2021)
Tax Bill	$6,461 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
APN	`407403 64.067-5-27`

Property Details

APN / Parcel Number

Primary APN	`407403 64.067-5-27`
Alternative APN	`740306406700050270000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,312 sqft
Upper Floors Area	300 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	135 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.067-5-27
Street Address	20 CEDAR ST
City	POTSDAM
State	NY
Zip	13676-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99SP40000 66X138X66X132
Legal Block	5
Legal Lot Number	27.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	3
Census Block	3012
Census Tract	490800

Owner

20 Cedar St is owned by an individual who bought it in February 2021.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	223 BROOKVILLE RD, GLEN HEAD, NY 11545-3330
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Document Number	20211512
Prior Transfer Date	Sep 30, 2013
Prior Transfer Doc	16059
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 2, 2020
Property Address	20 CEDAR ST, POTSDAM, NY 13676-2020
Document Number	0000006445
Instrument Date	May 1, 2020
Instrument	6445
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	93 PHEASANT RUN RD COOPERSTOWN NY 13326, COOPERSTOWN, NY 13326

Mortgage

Document Number	6446
Date	Jul 2, 2020
Instrument	6446

Lender

Name	NORTH CNTRY SVGS BK
Type	Federal Savings Bank
Address	CANTON, NY 13617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 20 Cedar St was $6,461, up 11.7% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,461.00 (+11.7%)
2025	$5,784.00	$158,000 Land $19,100 Building $138,900	$158,000 Land $19,100 Building $138,900
2023		$96,800 Land $9,500 Building $87,300	$130,811 Land $12,838 Building $117,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Cedar St; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20