Worcester County and Milford Town property record for 20 Cedar St, Milford, MA 01757
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,258 sqft · built 1900 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $366,400 (Nov 2003) |
| Tax Bill | $6,500 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:42 B:000 L:242 |
| Primary APN | MILF M:42 B:000 L:242 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,258 sqft Living Area |
| Gross Area | 4,380 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 CEDAR ST |
|---|---|
| City | MILFORD |
| State | MA |
| Zip | 01757-1640 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RB |
| Legal Subdivision | SUBDIVISION LAND HARVARD |
| Legal Lot Number | 242 |
| Jurisdiction | MILFORD MA |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 744202 |
20 Cedar St, a duplex, is owned and occupied by an individual who bought it in November 2003.
Source: Worcester County and Milford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CEDAR ST, MILFORD, MA 01757-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2003 · Amount on File |
| Deed Sale | Nov 20, 2003 · Amount on File |
| Prior Sale | Sep 5, 2001 · Amount on File |
| Deed Document Number | 2003306159 |
| Deed Book / Page | 32279 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 20 CEDAR ST, MILFORD, MA 01757-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069147-246 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 69147/246 |
| Instrument | 38297 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 20 Cedar St was $6,500, up 2.5% from the year before.
Source: Worcester County and Milford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Milford Town |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,500.00 (+2.48%) | $507,800 (+6.39%) Land $151,300 Building $356,500 | $570,224 |
| 2024 | $6,343.00 (+8.59%) | $477,300 (+18.09%) Land $144,300 Building $333,000 | |
| 2023 | $5,841.00 | $404,200 Land $121,400 Building $282,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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