20 Cedar St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 20 Cedar St, Kingston, NY 12401

Property Summary

Property Type	Apartments (5+ Units)
Details	76,577 sqft · built 2020
Lot Size	1.3 acres (56,628 sqft)
Owner	Company Name on File
Last Sale	$615,108 (Sep 2017)
Deeds & Mortgages	Sep 2025 Refinance Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128612.000`

Property Details

APN / Parcel Number

Primary APN	`128612.000`
Alternative APN	`510800 56.109-4-2.100`

Interior

Units	57 Units
Stories	5 Stories
Building Area	76,577 sqft Gross Area
Basement Area	2,100 sqft
Unfinished Basement	2,100 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	56,628 sqft (1.3 acres)
Lot Width	10 ft Width
Porch	Slab
Canopy	6,075 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	128612.000
Street Address	20 CEDAR ST
City	KINGSTON
State	NY
Zip	12401-5088
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	T5F
Legal Block	4
Legal Lot Number	2.100
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2000
Census Tract	952100

Owner

20 Cedar St, a residential property, is owned by a company that bought it in September 2017.

Source: Ulster County and Kingston City records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	289 FAIR ST, KINGSTON, NY 12401-3843
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Jun 6, 2018	Grant Deed, Mortgage HOUSING TR FUND
Sep 8, 2017	Grant Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Prior Sale	Nov 4, 2005 · Amount on File
Deed Document Number	201713165
Deed Book / Page	6207 / 207
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	20 CEDAR ST, KINGSTON, NY 12401-5088
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010795
Date	Sep 15, 2025
Book Page	13592/110
Instrument	2025-10795

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Jun 6, 2018
Property Address	20 CEDAR ST, KINGSTON, NY 12401-5088
Document Number	0000007532
Book / Page	006303 / 000184
Instrument Date	May 30, 2018
Instrument	7532
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$2,460.44
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	289 FAIR ST KINGSTON NY 124013843, KINGSTON, NY 12401-3843

Mortgage

Document Number	7538
Date	Jun 6, 2018
Book Page	011573/000256
Instrument	7538

Lender

Name	HOUSING TR FUND
Type	Funding / Finance Company
Address	38 -40 STATE ST, ALBANY, NY 12207-2837

Agreement

Amount	Amount on Record

Mortgage

Document Number	7537,
Date	Jun 6, 2018
Book Page	011573/000207
Instrument	7537

Lender

Name	JPMORGAN CHASE BK NA
Address	NEW YORK, NY 10017

Agreement

Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Sep 8, 2017
Property Address	20 CEDAR ST, KINGSTON, NY 12401-5088
Document Number	0000013165
Book / Page	006207 / 000207
Instrument Date	Sep 1, 2017
Instrument	13165
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	SNEERINGER MONAHAN PROVOST RED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.43
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	289 FAIR ST KINGSTON NY 124013843, KINGSTON, NY 12401-3843

Mortgage

Document Number	13166
Date	Sep 8, 2017
Book Page	011389/000055
Instrument	13166

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SILVER SPRING, MD 20910

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
Municipality	Kingston City
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,593,000 Land $129,000 Building $7,464,000	$16,155,319 Land $274,468 Building $15,880,851
2023	$7,593,000 Land $129,000 Building $7,464,000	$12,447,541 Land $211,475 Building $12,236,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planet Networks.

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