20 Cedar Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 20 Cedar Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1946
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Jan 2019)
Tax Bill	$3,913 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 075.10-6-17`

Property Details

APN / Parcel Number

Primary APN	`262800 075.10-6-17`
Alternative APNs	`28000751000006017000` `05468108000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	336 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05468108000
Street Address	20 CEDAR RD
City	ROCHESTER
State	NY
Zip	14616-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L56 T2 EVERGREEN GDN 87-25 L9
Legal Block	6
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2014
Census Tract	13901

Owner

20 Cedar Rd is owned and occupied by an individual who bought it in January 2019.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 CEDAR RD, ROCHESTER, NY 14616-4304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 10, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2019 · Amount on File
Deed Sale	Jan 10, 2019 · Amount on File
Prior Sale	Jan 27, 2012 · Amount on File
Deed Document Number	20191252
Deed Book / Page	12134 / 516
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	20 CEDAR RD, ROCHESTER, NY 14616-4304
Document Number	0000000104
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CEDAR RD ROCHESTER NY 146164304, ROCHESTER, NY 14616-4304

Mortgage

Document Number	0000000104
Date	Jun 29, 2020
Book Page	028586/000692
Instrument	104

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Jan 10, 2019
Property Address	20 CEDAR RD, ROCHESTER, NY 14616-4304
Document Number	0000001252
Book / Page	012134 / 000516
Instrument Date	Nov 29, 2018
Instrument	1252
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CEDAR RD ROCHESTER NY 146164304, ROCHESTER, NY 14616-4304

Mortgage

Document Number	1253
Date	Jan 10, 2019
Book Page	027894/000077
Instrument	1253

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 20 Cedar Rd was $3,913, up 3% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,913.00 (+2.97%)
2025	$3,800.00	$75,600 Land $18,000 Building $57,600	$123,900 Land $29,500 Building $94,400
2023		$75,600 (-1%) Land $18,000 Building $57,600	$87,907 (-10.02%) Land $20,930 Building $66,977
2022		$84,000 Land $20,000 Building $64,000	$97,700 Land $23,262 Building $74,438
2021	$4,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cedar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Cedar Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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