20 Cedar Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 20 Cedar Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,220 sqft · built 1972
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Tax Bill$4,279 (2025)
Deeds & MortgagesDec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN8-0407-05

Property Details

APN / Parcel Number

Primary APN8-0407-05
Alternative APNs
  • CHAR M:11 L:416
  • M:011 B:416

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,220 sqft Living Area
Gross Area4,026 sqft
1st Floor Area1,284 sqft
Basement Area1,248 sqft
Unfinished Basement1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8-0407-05
Street Address20 CEDAR RD
CityCHARLESTOWN
StateRI
Zip02813-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Lot Number416
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2062
Census Tract51102

Owner

20 Cedar Rd is owned and occupied by an individual.

Source: Charlestown Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20 CEDAR RD, CHARLESTOWN, RI 02813-2312
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTOWN RI
Recording DateDec 21, 2017
Property Address20 CEDAR RD, CHARLESTOWN, RI 02813-2312
Document Number433-330
Book / Page000433 / 000330
Instrument DateDec 19, 2017
Instrument2570
Transaction TypeTransfer
Record UpdatedJan 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CEDAR RD CHARLESTOWN RI 028132312, CHARLESTOWN, RI 02813-2312

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cedar Rd was $4,279.

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,279.00$721,600 Land $323,700 Building $397,900$810,137
2023$4,142.00$721,600 Land $323,700 Building $397,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cedar Rd in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 207 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies207 in force
Nearby Flood Claims84 (1978–2024)
Claims Outside the SFHA13 of 84
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 27 claims
  • Severe Storms And Flooding, Apr 2010 · 15 claims
  • Hurricane Bob, Aug 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cedar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Cedar Rd

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