Lyon County property record for 20 Cedar Crest Ct, Dayton, NV 89403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 2004 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $466,000 (Dec 2025) |
| Tax Bill | $2,161 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 029-201-03 |
| Primary APN | 029-201-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 20 CEDAR CREST CT |
|---|---|
| City | DAYTON |
| State | NV |
| Zip | 89403-6356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E1 |
| Legal Description | 32-17-22 FRS2SE4 CREATED FROM SPLIT OF PARCEL # 019-523-12 PRIMARY NEW PARCEL IS PARCEL # 019-523-13 BLUE STONE ESTATES PH 1 |
| Legal Subdivision | BLUE STONE ESTATES PH 1 |
| Legal Block | 3 |
| Legal Lot Number | 70 |
| Jurisdiction | LYON NV |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 960304 |
20 Cedar Crest Ct is owned and occupied by an individual who bought it in December 2025.
Source: Lyon County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 5, 2023 | Deed of Trust, Mortgage · USDA Mortgage MOUNTAIN AMERICA FCU |
| Dec 12, 2025 | Bargain and Sale Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 1, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on File |
| Deed Sale | Dec 12, 2025 · Amount on File |
| Prior Sale | Nov 1, 2022 · Amount on File |
| Deed Document Number | 2025702327 |
| Prior Transfer Date | Oct 11, 2013 |
| Prior Transfer Doc | 0000513666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, ORTRIS |
| Name | Verified Name |
|---|
| Document Number | 0000660719 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 660719 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | MOUNTAIN AMERICA TITLE, MOUNTAIN AMERICA CU |
| Name | Verified Name |
|---|
| Document Number | 0000671489 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 671489 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 2, 2038 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Dec 12, 2025 |
| Property Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Document Number | 0000702327 |
| Map Reference | DOC 323538 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 702327 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | TICOR TITLE OF NEVADA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,817.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Name | Verified Name |
|---|---|
| Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Document Number | 0000702328 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 702328 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0000702329 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 702329 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Nov 1, 2022 |
| Property Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Document Number | 0000663858 |
| Map Reference | DOC 323538 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 663858 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE CC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CEDAR CREST CT, 20, DAYTON, NV 89403-6356 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Document Number | 0000663859 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 663859 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 20 CEDAR CREST CT, DAYTON, NV 89403-6356 |
| Document Number | 0000575954 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 CEDAR CREST CT DAYTON NV 894036356, DAYTON, NV 89403-6356 |
| Document Number | 0000575954 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 575954 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2048 |
The 2026 property tax bill for 20 Cedar Crest Ct was $2,161, up 8.1% from the year before.
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,161.00 (+8.05%) | $121,999 (-1.17%) Land $42,000 Building $79,999 | $348,569 (-1.17%) Land $120,000 Building $228,569 |
| 2025 | $2,000.00 | $123,448 Land $42,000 Building $81,448 | $352,709 Land $120,000 Building $232,709 |
| 2023 | $1,885.00 (+20.37%) | $118,382 (+12.56%) Land $42,000 Building $76,382 | $338,234 (+12.56%) Land $120,000 Building $218,234 |
| 2022 | $1,566.00 | $105,175 Land $35,280 Building $69,895 | $300,500 Land $100,800 Building $199,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Cedar Crest Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Feb 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Cedar Crest Ct is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of Nevada |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON VALLEY WATER SYSTEM serves 16,000 people · EPA ID NV0000032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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