Lake County property record for 20 Cayman Cir, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 2007 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $25,000 (Jan 2006) |
| Tax Bill | $3,122 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-26-0015-000-05900 |
| Primary APN | 14-18-26-0015-000-05900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Garage Type | Finished |
| Garage Area | 304 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Patio Area | 36 sqft |
| Utility Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3551231 |
|---|---|
| Street Address | 20 CAYMAN CIR |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UMATILLA LAKE MARY ESTATES SUB LOT 59 PB 28 PG 74-76 ORB 3052 PG 2410 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | LAKE MARY ESTATES |
| Legal Tract | D |
| Legal Lot Number | 59 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 30110 |
The current owner of 20 Cayman Cir bought it in January 2006.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4030 BUFFALO AVE, BUFFALO, NY 14219-2828 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2006 · Amount on File |
| Deed Sale | Jan 6, 2006 · Amount on File |
| Prior Sale | Dec 28, 1999 · Amount on File |
| Deed Document Number | 2006002362 |
| Deed Book / Page | 3052 / 2410 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218,719 Land $44,000 Building $174,719 | $218,719 Land $44,000 Building $174,719 | |
| 2024 | $3,122.00 (+24.73%) | ||
| 2023 | $2,503.00 (+6.51%) | $143,066 (-) | $143,066 (-) Land $25,000 Building $118,066 |
| 2022 | $2,350.00 | $143,066 | $143,066 Land $25,000 Building $118,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Cayman Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Cayman Cir is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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