20 Cave Run Ct, Morehead, KY 40351 Property Records

Rowan County property record for 20 Cave Run Ct, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2018)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-00 00 017.72`

Property Details

APN / Parcel Number

Primary APN	`029-00 00 017.72`
Alternative APNs	`1721` `1768` `1870`

Location & Zoning

Account Number	1870
Street Address	20 CAVE RUN CT
City	MOREHEAD
State	KY
Zip	40351-6180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & LOT #72 PHASE II LAKES AT HICKORY POINTE
Legal Subdivision	THE LAKES OF HICKORY POINTE
Legal Phase	2
Legal Lot Number	72
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

20 Cave Run Ct is owned and occupied by an individual who bought it in February 2018.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	20 CAVE RUN CT, MOREHEAD, KY 40351-6180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Prior Sale	May 23, 2012 · Amount on File
Deed Document Number	408346
Deed Book / Page	D267 / 042
Record Updated	Jun 8, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Feb 15, 2018
Property Address	20 CAVE RUN CT, MOREHEAD, KY 40351-6180
Document Number	00D267/042
Book / Page	D267 / 042
Map Reference	CAB2 S129
Instrument Date	Feb 9, 2018
Instrument	408346
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2014 4TH ST, 2014, SARASOTA, FL 34237-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CAVE RUN CT, MOREHEAD, KY 40351-6180

Mortgage

Document Number	0000408347
Date	Feb 15, 2018
Instrument	408347

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20 Cave Run Ct was $1,951.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00	$233,200 Land $18,600 Building $214,600	$233,200 Land $18,600 Building $214,600
2023	$1,986.00	$233,200 Land $18,600 Building $214,600	$233,200 Land $18,600 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Cave Run Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Cave Run Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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