Middlesex County and Framingham City property record for 20 Cavanaugh Rd, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,778 sqft · built 1954 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Oct 2021) |
| Tax Bill | $8,057 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-05-2546 |
| Primary APN | 92-05-2546 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 3,654 sqft |
| 1st Floor Area | 1,070 sqft |
| Basement Area | 944 sqft |
| Unfinished Basement | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16010 |
|---|---|
| Street Address | 20 CAVANAUGH RD |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 5 |
| Legal Lot Number | 2546 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 383600 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 CAVANAUGH RD, FRAMINGHAM, MA 01701-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK (MA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Transfer Date | Oct 14, 2021 |
| Prior Transfer Doc | 78917-560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Oct 15, 2021 |
| Property Address | 20 CAVANAUGH RD, FRAMINGHAM, MA 01701-4926 |
| Document Number | 78917-560 |
| Book / Page | 78917 / 560 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 226687 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 CAVANAUGH RD, FRAMINGHAM, MA 01701-4926 |
| Document Number | 226688 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 226688 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 20 CAVANAUGH RD, FRAMINGHAM, MA 01701-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71892-563 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 71892/563 |
| Instrument | 176116 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 20 CAVANAUGH RD, FRAMINGHAM, MA 01701-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75948-344 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 75948/344 |
| Instrument | 192579 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,057.00 (+2.7%) | $681,100 (+3.67%) Land $280,000 Building $382,600 | $659,652 (-8.8%) |
| 2025 | $7,845.00 (-2.33%) | $657,000 (+1.92%) Land $266,600 Building $390,400 | $723,330 (+21.22%) |
| 2024 | $8,032.00 (+4.99%) | $644,600 (+10.3%) Land $238,100 Building $406,500 | $596,695 |
| 2023 | $7,650.00 | $584,400 Land $212,500 Building $371,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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