20 Cathy Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 20 Cathy Ln, Scotts Valley, CA 95066

Property Summary

Property TypeGovernment / Public Use
Details2 bd · 1.5 ba · 892 sqft · built 1997
Lot Size0.015 acres (653 sqft)
OwnerIndividual Name on File
Last Sale$372,000 (Jun 2018)
Tax Bill$5,697 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-751-02

Property Details

APN / Parcel Number

Primary APN022-751-02
Alternative APN
  • 022-751-02-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area892 sqft Gross Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area653 sqft (0.015 acres)
View / LotMountain
Garage TypeCarport
Garage Area170 sqft
CarportCarport
Carport Area170 sqft
Deck Area90 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20 CATHY LN
CitySCOTTS VALLEY
StateCA
Zip95066-3462
Property CategoryPublic Works
Property TypePublic Works > Government / Public Use
Legal DescriptionTRACT 1391 LOT 2
Legal SubdivisionSCOTTS VLY VILLAGE TR 1391
Legal Tract1391
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2003
Census Tract120902

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20 CATHY LN, SCOTTS VALLEY, CA 95066-3462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC
Jun 20, 2018Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2018 · Amount on File
Deed SaleJun 20, 2018 · Amount on File
Prior SaleOct 4, 2005 · Amount on File
Deed Document Number201818804
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address20 CATHY LN, SCOTTS VALLEY, CA 95066-3462
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031838
DateAug 19, 2020
Instrument2020-0031838
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
AddressPORTLAND, OR 97209
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 20, 2018
Property Address20 CATHY LN, SCOTTS VALLEY, CA 95066-3462
Document Number0000018804
Map ReferenceVOL 91 PG 38
Instrument DateJun 13, 2018
Instrument2018-0018804
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CATHY LN, SCOTTS VALLEY, CA 95066-3462

Mortgage

Document Number0000018805
DateJun 20, 2018
Instrument2018-0018805
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityScotts Valley City
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,399 (+2%) Land $258,840 Building $172,559
2025$5,697.00 (+9.43%) Homeowner's exemption$422,940 (+4.04%) Land $253,764 Building $169,176
2023$5,206.00 (+2.18%)$406,517 Land $243,910 Building $162,607$613,350
2022$5,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTTS VALLEY WATER DISTRICT
serves 11,197 people · EPA ID CA4410013
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, Cruzio, Surfnet Communications, Verizon.

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