20 Castle Dr, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 20 Castle Dr, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 1957
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2021)
Tax Bill	$7,360 (2026)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2025 Sale + 1 more
APN	`407403 64.043-2-33`

Property Details

APN / Parcel Number

Primary APN	`407403 64.043-2-33`
Alternative APN	`740306404300020330000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,492 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	204 ft deep x 150 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.043-2-33
Street Address	20 CASTLE DR
City	POTSDAM
State	NY
Zip	13676-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Subdivision	SECOND REVISED MAP CASTLE DRIVE PROJECT
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	4
Census Block	4003
Census Tract	490900

Owner

20 Castle Dr is owned and occupied by an individual who bought it in August 2021.

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20 CASTLE DR, POTSDAM, NY 13676-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICU CU
Oct 10, 2025	Warranty Deed, Transfer
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Deed Document Number	202110559
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	20 CASTLE DR, POTSDAM, NY 13676-1611
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CASTLE DR, POTSDAM, NY 13676-1611

Mortgage

Document Number	0000015101
Date	Oct 24, 2022
Instrument	R-2022-00015101

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 18, 2037

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 10, 2025
Property Address	20 CASTLE DR, POTSDAM, NY 13676-1611
Document Number	0000011795
Instrument Date	Oct 10, 2025
Instrument	R-2025-00011795
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 NOYES RD, POTSDAM, NY 13676-4448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CASTLE DR, POTSDAM, NY 13676-1611

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Aug 11, 2021
Property Address	20 CASTLE DR, POTSDAM, NY 13676-1611
Document Number	0000010559
Instrument Date	Jul 12, 2021
Instrument	R-2021-00010559
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	244 SHAKER LN, FOREST, VA 24551-4111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 BLANCHARD RD, POTSDAM, NY 13676-3531

Mortgage

Document Number	0000010560
Date	Aug 11, 2021
Instrument	R-2021-00010560

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20 Castle Dr was $7,360, up 6.6% from the year before.

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,360.00 (+6.64%)
2025	$6,902.00 (+1.31%)	$180,000 (+55.84%) Land $43,500 Building $136,500	$180,000 (+7.53%) Land $43,500 Building $136,500
2024	$6,813.00	$115,500 (-) Land $25,100 Building $90,400	$167,391 (+7.25%) Land $36,377 Building $131,014
2023		$115,500 Land $25,100 Building $90,400	$156,081 Land $33,919 Building $122,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Castle Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Castle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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