20 Caspian, Lake Forest, CA 92630 Property Records

Orange County property record for 20 Caspian, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,420 sqft · built 2017
Lot Size	0.125 acres (5,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Nov 2023)
Tax Bill	$21,557 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`610-571-24`

Property Details

APN / Parcel Number

Primary APN	`610-571-24`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,420 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,462 sqft (0.125 acres)
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 CASPIAN
City	LAKE FOREST
State	CA
Zip	92630-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17534 BLK LOT 24
Legal Subdivision	TRACT NO. 17534
Legal Tract	17534
Legal Lot Number	24
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5027
Census Tract	52422

Owner

Source: Orange County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CASPIAN, LAKE FOREST, CA 92630-1468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 3, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 15, 2017	Grant Deed, Transfer · ARM CTBC BANK CORP USA
May 5, 2017	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	2023269977
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 CASPIAN, LAKE FOREST, CA 92630-1468
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CASPIAN, LAKE FOREST, CA 92630-1468

Mortgage

Document Number	0000354085
Date	Dec 23, 2025
Instrument	2025000354085

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	10.6%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 3, 2023
Property Address	20 CASPIAN, LAKE FOREST, CA 92630-1468
Document Number	0000269977
Map Reference	MB 942 PG 34-40
Instrument Date	Oct 21, 2023
Instrument	2023000269977
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 CASPIAN, LAKE FOREST, CA 92630-1468

Mortgage

Document Number	0000269978
Date	Nov 3, 2023
Instrument	2023000269978

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	1-Year T-Bill
Max Rate	11.7%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 15, 2017
Property Address	20 CASPIAN, LAKE FOREST, CA 92630-1468
Document Number	0000495140
Map Reference	MB942 PG34-40
Instrument Date	Nov 9, 2017
Instrument	2017000495140
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTMINSTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CASPIAN, LAKE FOREST, CA 92630-1468

Mortgage

Document Number	0000495141
Date	Nov 15, 2017
Instrument	2017000495141

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	10.7%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 5, 2017
Property Address	20 CASPIAN, LAKE FOREST, CA 92630-1468
Document Number	0000183680
Instrument Date	May 5, 2017
Instrument	183680
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Tax	$36,080.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	725 W TOWN AND COUNTRY RD #200 ORANGE CA 928684723, 200, ORANGE, CA 92868-4723
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,557.00 (+26.28%)	$2,040,000 (+25.97%) Land $1,198,186 Building $841,814
2023	$17,071.00 (+1.81%)	$1,619,454 Land $943,823 Building $675,631
2022	$16,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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